1. The service center can inform users of some information through this phone, such as preferential activities organized by banks and card handling activities. Users should pay back on time after daily use of CCB credit cards, and there should be no overdue repayment, because such invitations will not be received after the deadline.
2. After the user's credit card is overdue, the bank will charge a penalty interest. The longer the time, the more penalty interest. Moreover, after overdue repayment, the bank will make a dunning. The common collection method is to call the loan number, which will always urge users to pay it back. If you don't pay it back for a long time, you will be sued by the bank. The overdue repayment of CCB's credit card will be reported to the Credit Bureau, which will affect the handling of various loans, such as mortgage loans or credit loans. After the overdue debt is returned, this overdue record will be kept in the credit bureau for 5 years, and will disappear automatically after 5 years, otherwise it will be recorded in the credit bureau all the time. In fact, when the credit card cannot be repaid on time after use, users can use installment or minimum repayment amount. When using installment, users can choose the number of installments according to their own income, which can ensure timely repayment in the later period and avoid overdue repayment. Generally, the more stages, the more expenses.
3. CCB launched a unified call for credit card collection. Since April 10, the calling numbers of CCB's credit card operation centers in Shanghai, Suzhou and Lanzhou have been displayed as 02 1-38695533 and 02 1-38695888. In the case of rampant telephone fraud, unifying the number has become an important task to standardize the telephone outbound service of credit cards.
4. China Construction Bank, formerly known as People's Construction Bank of China (later renamed China Construction Bank on March 26th, 1954, 10). The head office is located at No.25, Financial Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial unit. The main business areas of China Construction Bank include corporate banking, personal banking and treasury business, with branches and subsidiaries in 29 countries and regions, and subsidiaries in many industries such as funds, leasing, trust, life insurance, property insurance, investment banking, futures and pension.