Withdraw the reserve fund from the bank, a maximum of 50,000 yuan can be withdrawn at a time, or the cumulative withdrawal within 3 days cannot exceed 50,000 yuan.

If the reserve fund is withdrawn from the bank for more than 50,000 yuan at one time, a company in the banking system will withdraw the reserve fund, and the People's Bank of China will inspect and supervise the company according to laws and regulations. The reserve fund shall be used according to the purpose and shall not be lent to others or used for other purposes.

Restrictions on the use of reserve funds:

1. The consumer accumulation fund shall not be used for investment (including but not limited to equity investment such as house purchase, stock and futures), but only for consumption (including but not limited to decoration, household appliances, wedding, car purchase, student aid, travel and medical treatment). ).

2. If it is used for cash withdrawal by credit card, it will still generate cash withdrawal fee and one-day interest.