At present, most credit bonds cannot be purchased by ordinary individual users, but only qualified investors. The threshold is very high:

Individuals who need to meet the following conditions can bring their ID cards to the account opening business department for account opening procedures.

1. The average daily financial assets of the applicant in the first 20 trading days are not less than 5 million yuan, or the average annual personal income in the last three years is not less than 500,000 yuan;

2, with more than 2 years experience in securities, funds, futures, gold, foreign exchange investment, or with more than 2 years experience in financial product design, investment, risk management and related work, or belong to "financial institutions established with the approval of the relevant financial regulatory authorities, including securities companies, futures companies, fund management companies and their subsidiaries, commercial banks, insurance companies, trust companies, finance companies, etc. ; Private fund managers registered or registered by securities companies, futures companies and industry associations. " Qualified investors, senior managers, certified public accountants and lawyers engaged in financial-related businesses who have obtained professional qualification certification.