Li, chief researcher of Guangdong Housing Policy Research Center, pointed out that Guangzhou's new property market policy, on the one hand, restricts the disorderly release of demand, on the other hand, increases the supply of land and housing through the supply side to hedge demand and meet demand with greater supply, while cooling the market and stabilizing housing prices, making demand and supply tend to be balanced.
Talent housing can only be transferred after 3 years, and the project is overpriced or unable to obtain evidence.
The "Opinions" pointed out that it is necessary to further improve the classification guidance and precise policy, which stipulates that newly purchased houses (including newly-built commercial houses and second-hand houses) that enjoy the talent policy must be transferred after obtaining the immovable property certificate for three years. In addition, it is necessary to further strictly examine the qualifications of talents, resolutely crack down on speculation, implement accurate regulation by districts, and further strictly implement the guidance on the price filing of pre-sale prices of new commercial housing and existing home sales prices.
"This regulation actually combines the two tasks of' talent first buying houses' and' preventing real estate speculation'." Yan Yuejin believes that according to this judgment, in the subsequent talent introduction, additional restrictions on sales may become the standard of the policy. "This has a positive effect on actively introducing talent resources, preventing all kinds of speculation, and helping to crack down on the phenomenon of' fake talents real real estate speculation'. This has also largely blocked the loopholes in introducing talents in Guangzhou in the past two years. "
At the same time, in terms of housing prices, the Opinions stated that projects that do not accept government price guidance will not be issued with pre-sale permits or signed for the record. The "Opinions" propose to continue to provide price guidance for the pre-sale price of new commercial housing and the sales price of existing houses, and guide the development enterprises to make reasonable pricing.
Regarding the above-mentioned price guidance policy, Li believes that it is mainly aimed at the recent situation that Guangzhou's housing prices are ahead of first-tier cities, the inventory digestion cycle is low, and some developers are "hoarding houses". Through appropriate government intervention, the market will return to normal, leaving enough space and time for the lagging supply.
Land is sold in three times throughout the year to increase the supply of rental housing.
In terms of land supply, the Opinions propose to further strengthen the supply and supervision of residential land, strictly implement the classification and regulation requirements of residential land, increase the supply scale of residential land, reasonably and moderately release the information on the transfer of residential land, and transfer residential land in three batches throughout the year to comprehensively improve the transparency of market information; Orderly implement the "Guangzhou 202 1 Construction Land Supply Plan" to stabilize the land market expectation.
According to the "Opinions", Guangzhou will adopt "limited house price and competitive land price" transfer in some areas to improve the linkage transfer mode of house price and land price. At the time of registration, the bidding applicant should provide a signed letter of commitment, understand the linkage query results of the land and real estate sold, and bid rationally.
In addition, the Opinions make it clear that it is necessary to further increase the supply of leased housing land, and on the basis of "land price limitation", "competitive construction" and "competitive self-sustaining" in the past, increase the area of leased housing allocated in the plot as a whole.
Strengthen the management and control of operating loans and severely investigate and deal with market violations.
It is worth mentioning that the Opinions point out that Guangzhou will intensify the supervision and inspection of illegal inflow of operating loans into real estate, which stipulates that banking financial institutions should further tighten post-loan management and strengthen the monitoring and early warning of post-loan capital flow. Banking financial institutions shall remind borrowers in writing of the legal risks and related effects of illegal use of credit funds to purchase houses, and sign a letter of commitment on the use of funds when signing a loan agreement with borrowers. Once the loan is found to be misappropriated in the real estate sector, the loan will be recovered immediately.
Yan Yuejin believes that Guangzhou actively promotes policy content in the management and control of operating loans, which will help promote the stability of the loan market. According to the current policy in Guangzhou, for loans using real estate mortgage, the rationality of financing demand for applying for operating loans in the short term after the completion of real estate transactions is mainly examined, in fact, in order to prevent some buyers from "mortgaging real estate-defrauding operating loans-continuing real estate speculation". It is expected that other cities will introduce policies one after another to really promote the stability of the loan market.
At the same time, the opinion also put forward the supervision requirements of the real estate market, saying that it will continue to carry out joint inspections of the city's real estate market, and severely investigate and deal with illegal and illegal business practices such as unlicensed sales, false house sales, false propaganda, failure to sell at the government record price, price increase outside the price, hoarding houses, and inducing and abetting buyers to take business loans and consumer loans; In addition, it will also severely crack down on illegal activities such as intermediary agencies participating in real estate speculation, driving up housing prices, publishing false housing and price information, and all kinds of transaction fraud. Anyone suspected of committing a crime shall be transferred to judicial organs for legal responsibility according to law.
The Opinions also strictly regulated the information release of the real estate market. Relevant departments will seriously investigate and deal with illegal acts that disrupt the market order, such as false dissemination of real estate policies and market operations, fabrication and dissemination of comments on rising house prices, and market panic.