I borrowed 6,500 yuan from a fixed-term loan at Zhilianhao, with a daily interest rate of 0.0625%, and paid it back in 12 months. What are your interests? How to calculate?

Daily interest rate

=0.0625%,

Annual interest rate =0.0625%*365=22.8 125%.

, monthly interest rate = annual interest rate/12

= 1.90 104%

Formula:

Monthly repayment amount = loan amount *

monthly interest rate

/1-( 1+ monthly interest rate)-repayment months

Monthly repayment amount =6500*

1.90 104%

/1-(1+1.90104%)-12 = 610.9438+0 yuan.

Total repayment =7330.90 yuan

Total interest =830.90 yuan

Monthly repayment

6 10.9 1 yuan;

Total interest

830.90 yuan.