The loan quoted rate (LPR) is the reference interest rate for loan pricing. The interest rate actually paid by the borrower should be based on the loan quoted rate (LPR), taking into account the credit situation, mortgage guarantee method, and term. , interest rate floating method and type and other factors shall be determined through negotiation between the borrower and the lender. The specific expression method should be to add or subtract points on the basis of the loan market quoted interest rate (LPR) of the corresponding period. For example: after the borrower and the borrower reach an agreement, the interest rate of a loan is expressed as 1-year LPR + 15 basis points (i.e. 0.15 percentage points), and the current 1-year LPR is 4.15%, the actual interest rate is 4.3% (4.15%+0.15%=4.3%). (Answered on November 25, 2019. If there is any change, please refer to the latest loan market quotation rate.) To learn more about CCB products, open WeChat and "scan" to identify the QR code.