I am an ordinary wage earner, with a monthly income of about 6,000 yuan and rural medical insurance. I would like to ask you what methods are suitable for my investment and financial management to expand my income. Hello! There are various investment and wealth management products, including bonds, bank time deposits, credit cards, stock investments, insurance wealth management and so on. Investment and financial management that suits you is the best. I suggest you consider it according to the particularity of specific products, as well as your own needs and economic ability.

Problems to be considered in investment and financial management

1, learn to cut down. This is the first step in financial management;

2. Do a good job of open source. With extra money, it is necessary to use it rationally, preserve and increase value, and produce greater benefits; 3. Be good at planning. Being good at planning your future needs is very important for financial management;

4. Reasonably arrange the capital structure and seek the balance between actual consumption and future income;

5. Consider the rate of return according to your own needs and risk tolerance.

Generally speaking, compared with other financial management methods, the biggest feature of insurance financial management is that it can provide people with corresponding investment income and add an extra protection plan, which is a good choice for those who want to obtain investment income and protection.

I'm happy to answer your question. If you are still confused, please continue to consult me, or check my Baidu space, or interact with it through Baidu Hi.