1, the maximum number of password errors has been reached. We need to enter the bank card password when using the bank card for transaction. If the number of password errors reaches the upper limit, it will directly lead to the bank card being locked and the payment cannot be completed. Users can bring their ID cards and bank cards to the counter to apply for cancellation or password change, or wait for 24 hours to automatically cancel the abnormal state, and then continue to use it.
2. The bank card is reporting the loss. When the bank card is lost, in order to ensure the safety of funds, users must go through the formalities of reporting the loss as soon as possible. At present, he can call the customer service phone of the bank to register the loss, and then go through the formalities at the bank counter. At the stage of loss reporting, the bank card will be abnormal and cannot be used normally. After the user gets a new card, the bank card will return to normal. Although few people go out with their bank cards now, they can complete the payment by binding their mobile phones, but we also need to take good care of the bank cards to avoid losing them again.
The bank card has been useless for a long time. Now the People's Bank of China stipulates that a user can only apply for one card in a bank. If the previous bank card is not used for a long time, it will become sleep card, which will be abnormal. If you want to continue using it, you can go to the bank to activate it. If not, it is recommended to cancel.
4. Personal identity has expired. If the personal ID card has expired, you need to update the bank information after re-applying for the bank card, otherwise the bank card may be abnormal. The most direct way is to bring your ID card to the bank counter to update it. Other banks can also use official WeChat accounts and mobile banking to update their identity information.
5. Personal economic disputes. If an individual is sued and the bank card is frozen by the court, the subsequent thawing time will be longer.
The abnormal state of the bank card may be that the bank card is frozen, the bank card has been degaussed and cannot be read, the bank card password is locked due to too many mistakes, or the bank card frequently enters and exits for a period of time. At this time, the bank will think that the user is illegally operating and controlling the account, resulting in the bank card not being used normally.
1. A bank fund account is an account opened by a bank for individuals or units to deposit funds, which can be a passbook or a bank card. An enterprise can only open one basic deposit account. When opening an account, you must hold an account opening permit issued by the local branch of the People's Bank of China.
2. Bank card freezing means that the user's bank card is temporarily controlled by the banking system for some reason and cannot be traded. Bank cards are debit cards. If it is frozen, it is the wrong account freezing, that is, the bank mistakenly gave more money to the depositor's account when trading, so the bank may freeze the extra part.
3. The online banking system contains two meanings. One is the concept of institution, which refers to banks that operate business through information networks; The other is the concept of business, which refers to the financial services provided by banks through information networks, including traditional banking services and emerging services brought by the application of information technology.