Materials required for opening an account at Bank of China (company):
1. RMB account:
1. The original and copy of the business license;
2. Original and copy of ID card of the legal representative;
3. Original and copy of organization code certificate;
4. Code IC card;
5. Company seal, financial seal, legal person seal;
6. Letter of authorization (if the legal representative cannot go to the bank to open an account in person, a letter of authorization must be written and signed by the legal representative; Original and copy of the client’s ID card);
7. National and local tax tax registration certificate.
2. Foreign currency account:
1. Original and copy of foreign exchange registration certificate;
2. Original foreign exchange approval document;
3. All information required for opening a RMB account.
Supplement: To apply for a card at Bank of China, you only need to bring the ID card of the household head and go to the branch counter in person.
Extended information:
According to the "RMB Bank Settlement Account Management Measures":
Article 11
The basic deposit account is a deposit A bank settlement account that people need to open for daily transfer settlement and cash receipts and payments. The following depositors can apply to open a basic deposit account:
(1) Corporate legal persons.
(2) Unincorporated enterprises.
(3) Government agencies and public institutions.
(4) Military units at or above the regiment level (inclusive), armed police forces and detachments (detachments) on decentralized duty.
(5) Social groups.
(6) Private non-enterprise organizations.
(7) Permanent establishment in another place.
(8) Foreign institutions in China.
(9) Individual industrial and commercial households.
(10) Residents’ committees, villagers’ committees, and community committees.
(11) An independent accounting subsidiary established by the unit.
(12) Other organizations.
Article 12
A general deposit account is a bank settlement account opened by a depositor at a banking institution other than the bank where the basic deposit account is opened for borrowing or other settlement needs.
Article 13
A special deposit account is a bank settlement account opened by a depositor for the special management and use of its special-purpose funds in accordance with laws, administrative regulations and rules. Depositors may apply to open special deposit accounts for the management and use of the following funds:
(1) Capital construction funds.
(2) Funds for renewal and renovation.
(3) Extra-budgetary funds.
(4) Funds for the purchase of grain, cotton and oil.
(5) Securities transaction settlement funds.
(6) Futures trading margin.
(7) Trust funds.
(8) Financial institutions deposit interbank funds.
(9) Policy real estate development funds.
(10) Unit bank card reserve fund.
(11) Housing Fund.
(12) Social security fund.
(13) Revenue remittance funds and business expenditure funds.
(14) Funds for the organizational structures of the party, league, and trade union in the unit.
(15) Other funds that require special management and use.
Income remittance funds and business expenditure funds refer to the income and expenditure funds incurred by non-independent accounting units or dispatched agencies affiliated to the basic deposit account depositor.
Special deposit accounts opened for income remittance funds and business expenditure funds should use the name of the affiliated unit.
Article 14
A temporary deposit account is a bank settlement account opened by a depositor for temporary needs and used within a specified period. Depositors may apply to open a temporary deposit account under the following circumstances:
(1) Establishing a temporary institution.
(2) Temporary business activities in other places.
(3) Registration and capital verification.
Article 15
A personal bank settlement account is a deposit account opened by a natural person for investment, consumption, settlement, etc. that can handle payment and settlement business. If you have the following circumstances, you can apply to open a personal bank settlement account:
(1) Using credit payment tools such as checks and credit cards.
(2) Handling settlement business such as exchange, regular debit, regular credit, debit card, etc.
Natural persons can apply to open a personal bank settlement account as needed, or they can choose from already opened savings accounts and apply to the opening bank to confirm it as a personal bank settlement account.
Article 16
If a depositor has any of the following circumstances, he may open a relevant bank settlement account in another place:
(1) Business license registration If the place of business and the place of business are not in the same administrative region (across provinces, cities, and counties), you need to open a basic deposit account.
(2) It is necessary to open a general deposit account to handle off-site loans and other settlements.
(3) The depositor needs to open a special deposit account due to the income remittance or business expenses incurred by the affiliated non-independent accounting unit or dispatched agency.
(4) Temporary business activities in other places require the opening of temporary deposit accounts.
(5) A natural person opens a personal bank settlement account in a different place as needed.
Article 17
To apply for opening a basic deposit account, a depositor shall provide the following supporting documents to the bank:
(1) Enterprise legal persons shall issue The original business license of the enterprise.
(2) Unincorporated enterprises shall issue the original business license.
(3) Agencies and public institutions that implement budget management should issue an approval document or registration certificate from the government personnel department or establishment committee and a certificate from the financial department that approves their account opening; public institutions that are not under budget management should issue a certificate Approval or registration certificate from the government personnel department or establishment committee.
(4) Units of the military, armed police regiment level (inclusive) and above, as well as detachments (detachments) on decentralized duty, shall issue account opening certificates from the financial departments of units above the military level and the armed police corps.
(5) Social groups should issue a social group registration certificate, and religious organizations should also issue an approval or certificate from the religious affairs management department.
(6) Private non-enterprise organizations should issue a private non-enterprise registration certificate.
(7) A permanent establishment in another place shall issue an approval document from the competent department of the local government where it is located.
(8) Foreign institutions in China should issue approval documents or certificates from relevant national competent authorities; foreign-invested enterprise representative offices and offices in China should issue registration certificates issued by the national registration authority.
(9) Individual industrial and commercial households shall issue the original business license of the individual industrial and commercial household.
(10) Residents’ committees, villagers’ committees, and community committees should issue approval or certificates from their competent departments.
(11) Subsidiaries with independent accounting shall issue the basic deposit account opening registration certificate and approval document from their competent department.
(12) Other organizations should issue approval or certification from the competent government department.
If the depositor in this article is a taxpayer engaged in production or business activities, he should also provide a tax registration certificate issued by the tax department.
Article 18
To apply for opening a general deposit account, a depositor shall provide the bank with the supporting documents required for opening a basic deposit account, the basic deposit account opening registration certificate and the following Supporting documents:
(1) The depositor shall issue a loan contract if he needs to borrow money from the bank.
(2) Depositors should provide relevant certificates for other settlement needs.
Baidu Encyclopedia-RMB Bank Settlement Account Management Measures
Baidu Encyclopedia-Account Opening