The "general principles of loans" have corresponding provisions:

Article 71 Under any of the following circumstances, the lender will charge interest on part or all of the loan: if the circumstances are particularly serious, the lender shall stop paying the unused loan of the borrower and recover part or all of the loan in advance:

1. Failing to use the loan for the purpose specified in the loan contract.

Second, the use of loans for equity investment.

Third, engage in speculative business with loans in securities and futures.

Four, not according to the provisions of the loan contract to pay off the loan principal and interest.

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Laws and regulations related to the general principles of loans:

Article 72 In any of the following circumstances, the lender shall order the borrower to make corrections. If the circumstances are particularly serious or are not corrected within the time limit, the lender shall stop paying the unused loan of the borrower and recover part or all of the loan in advance:

1. Provide information such as balance sheet and income statement to the lender. Falsely reporting or concealing important facts;

2. Failure to provide the lender with all information such as bank, account number, deposit and loan balance;

3. Refuse to accept the lender's supervision over the use of its credit funds and related production, operation and financial activities.

If a party refuses to accept the punishment decision of the People's Bank of China, it may apply for reconsideration according to the provisions of the Administrative Reconsideration Measures of the People's Bank of China (Trial), and the original punishment shall be implemented during the reconsideration period.

Baidu encyclopedia-general rules for loans