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Does it matter to me if someone opens an account in my name to speculate on futures?
Yes, in extreme cases, if the deposit in the account is not enough to pay for the loss, the futures company has the right to recover the funds from you. It is recommended that your account be operated by yourself, and don't use someone else's account.

The risk of futures lies in the loss of traders, which will amplify the risk under the leverage. Forced liquidation can play a certain role in controlling investors' risks. How much money is invested, and the margin ratio is maintained there. If the amount and purpose involved are special, please pay attention to personal credit and legal recourse risks. Try not to let unfamiliar people borrow ID cards, which involves bank cards, credit cards and other issues and will be more troublesome.