China Construction Bank Small and Micro Fast Loan Application Method:
1. official website application of China Construction Bank. Log in to the homepage of China Construction Bank in official website, find the business application column in the small and micro enterprises at the top of the page, and then select the quick loan application according to the page reminder to complete the small and micro quick loan application.
Second, the application of CCB Mobile Banking app. Open the mobile banking APP of China Construction Bank, verify personal identity information, log in, find the column of inclusive finance on the home page, follow the prompts to find the entrance to apply for small and micro fast loans, enter the corresponding information and click Submit to wait patiently for the system evaluation.
China Construction Bank (CCB) small and micro fast loan is a small working capital loan that is distributed online to small and micro enterprises in the whole process according to the financial assets, collateral and credit status of business owners and enterprises in CCB.
Therefore, to apply for small and micro fast loans from China Construction Bank, you must be an individual industrialist or a small and micro enterprise legal person, and ordinary individuals cannot apply. Moreover, the business condition of the enterprise should be good, and the applicant can apply only if he has no bad credit record.
Where can CCB operate small and micro fast loans?
China Construction Bank's personal mobile APP and online "China Construction Bank" official website can both apply for "micro-fast loan". The loan methods can be divided into four types: fast credit loan, fast platform loan, mortgage loan and pledge loan. The first two can be operated by mobile phones, and all four can be operated by computers.
Mobile phone login operation method:
1. Log in to the personal mobile APP of China Construction Bank and click "Loan"-"Small Micro Quick Loan".
2. Choose fast credit loans or fast platform loans to apply for loans according to demand:
Computer login operation method:
1. Log in to China Construction Bank-Small and Micro Fast Loan.
2. Select the appropriate loan product according to the requirements of the loan platform and your own qualifications, click "Apply Now", fill in the relevant information according to the prompts, and wait for the bank to contact you after the successful submission:
Extended data:
1, fast credit loan:
Requirements: Small and micro enterprise owners with good credit status, China mainland residents (excluding Hong Kong, Macao and Taiwan), personal online banking customers, CCB personal financial assets (including deposits and wealth management) or honest tax paying enterprises.
Product features: credit loan, unsecured, unsecured, online for the whole process; Self-use, with the loan and return, according to the actual amount of use and days of interest.
2. Fast Platform Loan:
Requirements: Small and micro enterprise owners, good credit status, Chinese mainland residents (excluding Hong Kong, Macao and Taiwan), personal online banking customers, e-commerce, government, supply chain and other small and micro enterprise cooperation platforms.
Product features: specific customer groups, online processing, independent use, loan repayment, and interest calculation according to actual use amount and days.
3. Mortgage loan:
Requirements: Small and micro enterprise owners, with good credit status, China mainland residents (excluding Hong Kong, Macao and Taiwan), personal online banking customers, and high-quality real estate or personal housing loans in China Construction Bank.
Product features: online approval, offline contract signing, secondary mortgage of real estate mortgage or stock mortgage loan, independent use, loan repayment, and interest calculation according to actual use amount and days.
4. Pledged loan:
Requirements: Small and micro enterprise owners, with good credit status, China mainland residents (excluding Hong Kong, Macao and Taiwan), personal online banking customers, and individuals or enterprises holding CCB financial assets (including deposits and wealth management).
Product features: Pledged loan, online processing in the whole process, independent withdrawal, repayment with the loan, and interest bearing according to the actual use amount and days.
What is the fast loan process for small and micro enterprises of CCB?
1. If you want to apply for fast loans for small and micro enterprises, you need to enable this function first. The specific operation is to enter the enterprise online banking, click Service Management-Business Management-Enable, and then select Credit Investment-Quick Loan for Small and Micro Enterprises-Enable.
2. Click "Open", then click "I want quick loan-authorize immediately", select the enterprise loan issuing account, and click "OK" to authorize.
3. Log in to the authorized personal online banking to apply for a loan, and click Personal Loan-Small and Micro Enterprise Loan-Fast Loan Application.
4. Find the fast e-loan, click Apply Now, and fill in the loan information according to the page prompts, including the amount and duration. Then submit it for approval.
5. Read the fast loan contract of China Bank for small and micro enterprises, and click on the signature.
6. After signing the contract successfully, click Quick Lending, enter the loan amount and confirm the loan information.
China Construction Bank is a national vice-ministerial unit and a large state-owned bank managed by the central government. Established in June 1 954 65438+1October1,the head office is located at No.25, Beijing Financial Street.
The main business areas of China Construction Bank include corporate banking, personal banking and treasury business, with branches and subsidiaries in more than 20 countries and regions, and subsidiaries in many industries such as funds, leasing, trust, life insurance and property insurance.
On February 9, 2022, Forbes released the list of the top 50 global blockchains in 2022, among which China Construction Bank ranked.
Enterprise profile
China Construction Bank Co., Ltd. is a leading large commercial bank in China, headquartered in Beijing. Its predecessor, China Construction Bank, was established in June 1954. The Bank was listed on the Hong Kong Stock Exchange (stock code 939) on June 5438+1October 2005 and on the Shanghai Stock Exchange (stock code 60 1939) in September 2007. At the end of 20 19, the market value of the bank was about 21768.6 billion US dollars, ranking fifth among listed banks in the world. In terms of Tier 1 capital, the Group ranks second among global banks.
By 2020, this bank has provided comprehensive financial services such as personal banking, corporate banking, investment and wealth management, with 65,438+04,965,438+02 branches and 347,654,38+056 employees, serving hundreds of millions of individuals and corporate customers. In the fund, leasing, trust, insurance, futures, pension, investment banking and other industries with subsidiaries. Overseas institutions cover 30 countries and regions, with more than 200 overseas institutions at all levels.
branch
China Construction Bank has overseas branches in Hong Kong, China, Singapore, Germany (Frankfurt), South Africa (Johannesburg), Japan (Tokyo, Osaka), South Korea (Seoul), the United States (new york), Vietnam (Ho Chi Minh City), Australia (Sydney, Melbourne), Luxembourg, Taiwan Province Province of China (Taipei), Hong Kong, China and the United Kingdom (London).
How to apply for a small and micro fast loan from China Construction Bank?
It is more convenient for China Construction Bank to apply for small and micro fast loans, which can be operated on mobile banking. Open the mobile banking first, then enter more pages to see the loan service, and then enter the loan interface on the micro-fast loan. Generally speaking, there are two kinds of products to choose from: fast credit loan and fast platform loan, and the interest rates of the two kinds of products are different.
Small and micro fast loan products bear interest at simple interest. When applying, the bank will also review the qualifications of the lender. If it fails, we need to find ways to improve personal qualifications and improve the success rate of loans.