If your family is well-off, your age is not too big, and your parents have prepared a house for you, then your 12K salary is still relatively generous in Wuhan. As a civilian, you can earn 12K a month. If you have a lover, the lover's salary is 5K, which adds up to17 K. You take all 7K out to live, and you still have 10K in a month. . . . Exquisite, although not rich or expensive, but as long as there is no accident, it is also worry-free.
Over 40, 12K is ok. After all, there is a lot of money, but not much. Over 40 years old is the time when there are old people and young people. It's time to spend money, so you have to save some money.
I can only say that you are self-motivated, and the only way to raise your salary level is to strengthen your study. When you go to college, you only need to learn one thing, that is, how to learn how to study. This is what our dean told us when I first started school. I have never forgotten that you are so self-motivated in life. Why not learn more, strengthen your professional skills and get a certificate or qualification grade? But don't blindly pursue money, enjoy life when you have time. Through this epidemic, it is best for people to live healthily. Some people have never had a good life all their lives, but they just made some money and left. . . .
I wish you an early dream come true!
Hello, the monthly salary is 1.2 million, which is a relatively high income in Wuhan. At present, the average wage in Wuhan is about 3,400, with a medium level of 5,600, and more than 1 10,000 is a high wage. In terms of salary, regardless of other factors, this salary can live in Wuhan without much money.
If you have a senior and a junior, this salary is still quite stressful. Even if you want to buy a house without these, it is not enough. If I want to raise my salary again, I think I can consider the following points:
First, you have such a salary, which proves that your company is still good, and you can learn more knowledge at ordinary times. In internal promotion, this is also a way to increase income and does not affect work.
Second, if you think the company has reached the top, there is not much development on it. If you want to make money, you can do some part-time jobs. There are many part-time jobs that don't affect your work now.
Third, interception is not spending money indiscriminately, but actually making money.
To sum up the above points, this unit promotes, makes money part-time, and also intercepts to make money. I hope it will help you.
Thank you for your attention.
I'm a Chinese pharmacist, and I'm glad to answer your question.
Wen does not agree with the statement that the monthly income 1.2 million yuan mentioned by the landlord in the question belongs to the lower-middle level in Wuhan. Of course, the landlord only described his monthly income of 10 thousand yuan, but did not further explain his age, family situation and so on. Except the landlord, it is estimated that all my friends are very concerned about how to increase their monthly income. Next, I want to share my views with the landlord from two questions raised by the landlord.
What is the monthly income of Wuhan 1.2 million? You can compare the average monthly income of urban residents in Wuhan announced by Wuhan Statistics Bureau last year, and it is very clear. Wen remembers that the monthly income of Wuhan urban residents announced by Wuhan last year was about 8,000 yuan, and many friends exclaimed that it was averaged and did not get the official income level. Therefore, if you can earn 1.2 million a month in Wuhan (excluding five insurances and one gold), it belongs to the upper-middle income level.
Then why does the landlord feel that his income level is low? After careful consideration, the article may have the following reasons:
First, the landlord's family conditions are average. If the monthly income is 65,438+2,000 yuan, he still has to borrow money to buy a house and a car, and he still has to raise children. Without the help of his family, he really feels that he can't make ends meet, because the expenses at home have already spent more than half of his salary, and there may not be much money in January.
Second, the friends around me are elites, and their income is much higher than their own, which makes them feel that their income is not high. In fact, if you look at the whole city of Wuhan, this income is still very good.
Third, there is no restraint in spending money and no concept of financial management. Maybe it's how much it cost. Moreover, there will be some consumption in advance, which will make ends meet every month and feel that the salary is low.
How to increase your monthly income? How does the landlord increase his monthly income? Wen Shiyou mainly wants to help the landlord analyze it from two aspects:
The first is open source. If the landlord thinks that the current career development and career income have reached the bottleneck, that is, the opportunities for upward development are limited, and the opportunities for promotion and salary increase are not great, you can consider changing to a high-paying job. In addition, if the landlord has a skill or more spare time, you can try to find a sideline. Now that the media has developed rapidly, the landlord may wish to try and increase his income.
The second is to cut expenses. Thrifting is not about saving money, but about planning your income reasonably. Some friends earn 5000 yuan a month and live like 10000 yuan a month, while others earn 10000 yuan a month and live like 5000 yuan a month. It is suggested that the landlord learn more about financial management so that his assets will not depreciate.
First, let's take a look at the latest salary level in Wuhan:
In 2020, the average wage in Wuhan is 3,984, and the monthly income is 1.2 million. In the echelon of 10K ~ 15K, the proportion of people in this echelon is 3.8%, which exceeds the salary level of 95. 1% in Wuhan.
Wage level in Wuhan
If it is 1.2W before tax, the actual disposable income after tax is about 1 10,000. So, what is the actual living expenses in Wuhan?
Three meals a day: 1.5K
Water, electricity and electricity of the leased property network:1.5k.
Fruit snacks: 0.5K
Car maintenance: 1.5K
Secular people have toothache when they go out: 1K
Subtotal: 6K
Considering the monthly income and expenditure, there is still a balance of 4K every month. I have to say that this income level is still ok for a person in Wuhan, at least well-off. However, if this income level is to support the family and provide housing, we have to continue to work hard.
How to improve your income level? I think we should start from the following two aspects:
1. Work hard, seek a breakthrough in work, and get a promotion and salary increase. Promotion and salary increase bring direct income increase; In addition, you can increase your income by changing jobs. Every job-hopping is an excellent opportunity for a raise. It is entirely possible to find a good job and double the salary.
2. Develop sideline business and seek a second source of income. Taking advantage of one's position to engage in private work, or taking advantage of one's professional skills to do some part-time jobs on the Internet, is a shady sideline.
3. invest. Financial investment, such as stock futures, or investment in shops and real estate, is a popular investment project with high return on investment, but it also faces high risks, mainly very high professional skills.
Why do you think the monthly income of 12 thousand is below the average? China is eligible to pay personal income tax with a monthly salary of more than 5,000 yuan! Only 65 million people in China pay personal income tax, which is less than 5% of the population of/kloc-0.4 billion! Twelve thousand yuan, at least in the top two percent of all people! Is that too much? You will say that I have heard of many people who earn millions a year. What are the three examples you have seen with your own eyes? President of ICBC Head Office, deputy ministerial level, with an annual salary of no more than 800,000! Even if there is, how many are better than the president of ICBC head office in China? Don't take it for granted In 20 18, the per capita disposable income in China was less than 30,000 yuan. There is an official statement in the media. Be content with those who belong to one of the 50 people in the country.
I don't know how you analyzed the income of 6.5438+0.2 million, which is lower than the average level in Wuhan. And you are still trying to increase your monthly income. Your enterprising spirit is really admirable. I will give you some advice and help you:
1. You can get 12k monthly salary in Wuhan, which shows that you have enough ability and professional quality. If you have deep connections, you can start your own business and transform into a boss as soon as possible.
2. Be willing to invest, come to the meeting, manage the relationship between yourself and the main leaders at higher levels as much as possible, and pave the way for your morning promotion.
Use your professional knowledge and technology, and use your wealth after work to achieve your goal.
4. Realize your goals through stock trading and real estate speculation.
There are a lot of community group purchases in Wuhan now, so you can be the head of the group yourself.
In short, there are still many ways to increase your income on the basis of the existing salary. The key is to find a way that suits you first. The above are some of my ideas for your reference, hoping to help you!
Your income may be in the lower-middle level in your industry, but if you look at Wuhan, it must be a high salary. First of all, I am sure that you are not complacent about your good income, but have a sense of crisis, hoping to increase your income.
Be prepared for danger in times of peace is what everyone should do now. Isn't this epidemic a good mirror? How many people have made prototypes in home isolation? Credit card, online loan, mortgage, car loan, living expenses, insurance. Everything can make everyone's quality of life drop to a low point.
Speaking of ways to increase income, if you have enough cash on hand, you can learn some knowledge about financial investment and see what kind of financial products you are more suitable for. Then you can use your professional expertise to do some part-time jobs. There is also whether you can increase your income by working harder at work. After all, your income from work is the foundation of your life.
In fact, there are still many pits and traps when I want to increase my income. If you are too eager for quick success and instant benefit, it is easy to be cheated or confuse work and life. Here, I personally suggest that you should not listen to others' so-called financial management ability and leave your own funds to others, but learn and understand by yourself and use what you have learned to verify every way to make money. That's how p2p harvested the middle class a few years ago. Everyone wants to cash out quickly when they have more spare money, and they rush to various p2p platforms regardless of why they want to do so.
When survival is no longer a problem, a better life is what we pursue, and a stable and sustained income is the best support. Don't be eager for quick success, study hard, don't invest easily, and protect your capital. @ Ya Ya Ya Ya Ya explore the truth in the adventure of life.
I think you should find some spare money now, either invest, manage money or start your own business, and there is no guarantee that consumption will be downgraded. Then I will take myself as an example. International students have just returned to China for two months, and the monthly income of the northern capital city is 15k, but they still feel that it is not enough. Do you want to know how to make money? Because I can't downgrade my consumption. So I did two things: 1. I bought a fund with my own small vault (it is not recommended to start with the international situation now because of the epidemic), but before the epidemic came, it was not a problem for my previous small vault to earn 8k a month. I started my own business and earned twice as much money.
Open source and reduce expenditure, be a slash youth.
Monthly income10.2 million or lower level? How much do you earn a month to be top?
In Wuhan, the average salary last year was 8846 yuan. Others say it's 4000 yuan, including bonus, five insurances and one gold. Based on the monthly salary of 8846 yuan, your salary is 65438+2000 yuan, which is more than 3300 yuan higher than that of Wuhan Social Security Bureau. Such wages are at least above average. Among ordinary individuals, it is very common to get a salary of 5 6 thousand, and many people get 4 5 thousand. In Wuhan, the monthly salary of 1.2 million still makes many people look forward to it.
Of course, I don't know what your education is and what you do. I don't know how many years you have worked. If you graduated from 98.5,211,worked in Optics Valley and Donghu High-tech, and had ten years' work experience, then it is totally reasonable for you to think that the salary of 12000 yuan belongs to the lower-middle level. Because, in Optics Valley, the annual salary of 300,000 to 400,000 is very common.
You think this income is low. There are several ways to increase your income. One is that you can take a part-time job. Give full play to your strengths and do some familiar work in the field of people you are familiar with. This must have a premise, that is, it cannot harm the interests of its own unit. Second, I can make outstanding contributions in my own work. Or there are innovations and breakthroughs in a certain technology. So the leader will naturally consider your income.
Third, since the media is an emerging industry, many media people earn more than 10,000 yuan a month. You are literate, intelligent, knowledgeable, energetic, intelligent and capable. It is not difficult to be a media person. Being a media can't affect your work, you don't need physical strength, and you can't take up working time. Starting from the media is a good way to supplement income.
Having said that, you have your own way. In fact, your income is very good, which makes many people envy and hate. Let's be content. (End)
2020——90