The "general principles of loans" have corresponding provisions:
Article 71 Under any of the following circumstances, the lender will charge interest on part or all of the loan: if the circumstances are particularly serious, the lender shall stop paying the unused loan of the borrower and recover part or all of the loan in advance:
1. Failing to use the loan for the purpose specified in the loan contract.
Second, the use of loans for equity investment.
Third, engage in speculative business with loans in securities and futures.
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Laws and regulations related to the general principles of loans:
Article 55 The central discount part of the loan discount funds shall be pre-allocated by the Provincial Department of Finance to the municipal and county finance bureaus and provincial finance bureaus under the jurisdiction of the province according to the estimated loan amount and the discount standard stipulated by the state, and shall be liquidated at the end of the year.
The discount interest funds borne by the local government are arranged by the local financial budget. Financial departments at all levels should allocate discount funds to handling banks, labor-intensive small enterprises, re-employment bases and informal employment organizations on a quarterly basis.
Article 16 The Provincial Department of Finance shall allocate discount interest funds to the provincial guarantee center on a quarterly basis, and then the provincial guarantee center shall allocate discount interest funds to the handling banks, labor-intensive small enterprises and informal employment organizations according to the facts.
Baidu encyclopedia-general rules for loans