Overall, the comparison of the average wages of civil servants, public institution employees, and enterprise workers, as well as the shift from pension growth to enterprise retirement positions in recent years, shows that enterprises are considered to have relatively low retirement wages. industry. So which industry in the enterprise is the lowest?

First, compared with the average salary, in which industry the retirement salary will be lower

Pension calculation formula: basic pension = basic pension, personal account pension, transitional pension Pension, basic pension = when the insured person retires, the province’s average monthly salary of workers in the previous year (1 person’s average contribution index) 2 payment years 1%,

It is clear from the above formula We can clearly see that the average salary in various industries directly determines the level of basic pensions, and ultimately determines the final level of pensions.

Online data from Zhaopin Recruitment in the fall of 2019 shows that the fund/securities/futures/investment industry ranks first with an average salary of 11,878 yuan, an absolute increase of 6.0% month-on-month and 12.4% year-on-year. Among the top five industries, the computer software industry has the highest competition index, the IT services (system/data/maintenance) industry and the Internet/e-commerce industry rank third, and the competition index of the online games and funds/securities/futures/investment industries ranks third. Ranked 4th and 5th.

Currently, the fund/securities/futures/investment industry, computer software industry, IT service (system/data/maintenance) industry, Internet/

Therefore, retirement is measured by the average salary level Industries with the highest wage levels and low average wages will also reduce retirement wages.

Second, from the perspective of payment years, the retirement salary of flexible employees is the lowest

We can also see that according to the pension formula, the number of payment years also directly determines the pension The level of gold. Compared with many government agencies or enterprises, employees with flexible employment pay all the fees themselves, and there is no department that helps share the cost. The fees themselves are not high, and most of them have only paid for 15 years, and their benefits are very low. Generally speaking, in less than a month, there are less than a thousand people, which is the relatively lowest number among all combinations. (William Shakespeare, Winston, work) () Most of the flexible employees belong to self-employed industries such as food, agriculture, forestry and fishery.

But now more and more flexible employees are beginning to pay on time every year. As time goes by, their retirement benefits will become higher and higher. Because if you pay more, you will receive more, and if you pay more, you will receive more.

In short, from the perspective of job attributes, civil servants have the highest pensions, followed by those in public institutions, state-owned enterprises, private enterprises, and those with flexible employment have the lowest. Judging from the specific industry characteristics of the company, if you retire from financial industries such as investment and funds, you will have the highest pension, while the average salary in agriculture, forestry, animal husbandry and fishery is low, and the pension will be the lowest.