1. China Construction Bank is a national vice-ministerial unit and a large state-owned bank managed by the central government. Founded in 1954 65438+ 10 1, the head office is located at No.25, Beijing Financial Street. The main business areas of China Construction Bank include corporate banking, personal banking and treasury business, with branches and subsidiaries in more than 20 countries and regions, and subsidiaries in many industries such as funds, leasing, trust, life insurance and property insurance. On August 27th, 20021year, China Construction Bank published the semi-annual performance report for 20021year. The report shows that during the reporting period, China Construction Bank achieved an operating income of 465,438+063.32 million yuan, a year-on-year increase of 7.00%; The net profit was 65,438+0,5465,438+0.06 billion yuan, a year-on-year increase of 65,438+00.92%.
2. China Construction Bank Co., Ltd. is a leading large commercial bank in China, headquartered in Beijing. Its predecessor, China Construction Bank, was established in June 1954. The Bank was listed on the Hong Kong Stock Exchange (stock code 939) on June 5438+1October 2005 and on the Shanghai Stock Exchange (stock code 60 1939) in September 2007. At the end of 20 19, the market value of the bank was about 21768.6 billion US dollars, ranking fifth among listed banks in the world. In terms of Tier 1 capital, the Group ranks second among global banks.
3. By 2020, this bank has provided comprehensive financial services such as personal banking, corporate banking, investment and wealth management, and has 14, 9 12 branches with 347, 156 employees, serving hundreds of millions of individuals and corporate customers. In the fund, leasing, trust, insurance, futures, pension, investment banking and other industries with subsidiaries. Overseas institutions cover 30 countries and regions, with more than 200 overseas institutions at all levels.
4. China Construction Bank provides credit fund loans, residents' savings deposits, foreign exchange business, credit card business, policy-based housing reform finance and personal housing mortgage loans.
5. Personal housing loan business refers to the loans issued by China Construction Bank or natural persons entrusted by China Construction Bank to purchase, build and overhaul various types of housing in Chinese mainland cities and towns. CCB's personal housing loan business mainly includes personal account housing loan and personal housing mortgage loan (including personal first-hand housing loan, personal second-hand housing loan, second-hand housing loan, personal commercial housing loan and personal housing mortgage loan). ), provident fund personal housing loans and personal housing portfolio loans.