Operation process:
Open the Personal Professional Program of China Merchants Bank, insert the key, and after the program recognizes the user name, directly enter the password to enter the system interface.
Then select the one-card tab, switch to the one-card interface, click the investment and financial management option, then select "Securities" and click "Bank-Securities Transfer (Third Party Depository)" to enter the bank-securities transfer page.
For the expanded interface, the first thing you see is demand deposit transfer, that is, the bank's money is transferred to the securities account for securities trading. Then click the "Transfer Current Account" button, enter the amount to be transferred and the password for bank withdrawal in the expanded interface, and click OK to complete the fund transfer. The time period from demand to deposit is between 9:00- 15:00 on working days.
Converting the deposit into a current account means transferring the required funds from the securities account to the bank account. In this way, free cash withdrawal can be realized. First, click "Deposit into Current Account" and enter the transfer amount and the password set in the securities in the pop-up input box (where the securities password is different from the bank withdrawal password). The deposit period in the current account is 9:00- 15:00 on working days.
Click the margin balance query to display the available funds under the margin account, which can be used to purchase securities; The ideal amount is the amount that can be freely transferred to the bank. Because the securities trading adopts the system of T+ 1, the available quota is generally equal to or greater than the desired quota.
Note: Log in to the fund account, select Bank-Securities Transfer, click Bank-Securities Transfer (Transfer-In), enter the amount and confirm. The time for funds to go in and out should be from 9 am to 3: 30 pm from Monday to Friday.