Private banking has never had an exact definition. It is a highly private service specifically for the wealthy. It must tailor investment and financial products according to customer needs, and conduct investment in customer investment enterprises. A full range of investment and financing services, including education planning, immigration planning, reasonable tax avoidance, and trust planning services for the wealthy, their families, and their children.

The five major service series of ICBC Private Bank:

Financial management services

In-depth understanding of customer needs and goals, using various financial tools to formulate scientific Financial management plan to achieve healthy and sustainable financial management goals. Daily financial management services: Based on ICBC’s powerful retail banking platform, we provide customers with comprehensive “integrated” service solutions for assets, liabilities, financing, settlement, etc.

Cash management services: Fully integrate the cash flow of customers' individuals, families and companies, design a full-process account system and cash management plan, maximize the utilization of funds, and improve the value of funds.

Comprehensive wealth management planning: Develop personalized investment planning, insurance planning, tax planning, wealth inheritance and retirement planning based on customer needs.

Exclusive remote services: "Private Bank" specially provides customers with safe and convenient remote services. Customers can directly connect to the "Private Bank" wealth advisor for business entrustment without leaving home.

Asset management services

According to the needs of customers, we prudently manage customers’ financial assets and achieve asset preservation, value-added or services with specific goals. "Jingying Series" exclusive products: carefully integrate investment products in various fields such as equity financing, equity investment, global investment, foreign currency investment, allocation investment, etc. to help customers achieve diversified allocation of assets.

Open product platform: Based on customer needs, find qualified investment products at home and abroad to achieve the ultimate goal of wealth planning.

Investment portfolio management services: Manage investment portfolios based on customers’ investment goals, income expectations and risk preferences, and provide customers with “integrated” advice on asset preservation and balancing investment returns and risks.

Consulting services

Based on ICBC's excellent expert team and strong partners, it provides customers with a full range of consulting services. Financial advisory services: Provide investment advisory services such as securities, insurance, funds, futures, options, gold, foreign exchange and derivative products.

Trust consulting services: Based on the client’s asset management needs, we collaborate with professional partners to provide trust consulting services.

Business consulting services: providing professional information, tax consulting, and real estate consulting services.

Other consulting services: providing consulting services to customers on the appreciation and collection of art.

Private value-added services

Provide customers with personalized value-added services to create a high-quality private life. Children’s wealth management education: Cultivate children’s wealth management awareness and skills through lectures, summer camps, salons, etc., and lay a good foundation for wealth inheritance.

Business and social activities: Carry out business and social activities in the form of wealth forums, themed salons, etc., and organize private social circle activities with themes of fashion, sports, culture and entertainment to enhance communication and interaction between customers.

Private business office services: Provide services such as the use of business venues and assistance with off-site business activities.

Private health arrangement: Through first-class medical partners, we help customers enjoy VIP medical care, health examinations and other services.

Cross-border financial services

Relying on the advantages of ICBC Group, we work with ICBC overseas branches and cooperative institutions to meet customers' cross-border financial service needs and realize customers' cross-border asset management. Cross-border financial consulting services: Cooperate with overseas branches of ICBC to provide customers with cross-border account opening, fund settlement, investment and financing and other consulting services.

Financial services for studying abroad: providing financial consulting, planning and execution services for studying abroad, including the opening of cross-border accounts before studying abroad, remittances and financial service consultation after entry, eliminating the worries of traveling overseas.