1. Deposit financing: including RMB time deposit, call deposit, demand deposit, lump-sum deposit and withdrawal, etc. It is a common low-risk fixed-income financial management method.
2. Fund financing: refers to investing funds in a certain fund, and professional fund managers create added value for investors with certain investment ideas. Fund financing has the advantages of convenient asset allocation, controllable risk and simple operation.
3. Stock financing: refers to investors buying stocks of some companies and achieving financial management goals through changes in asset prices. The risk of stock financing is high, but the potential income is also great.
4. Insurance financing: usually refers to purchasing life insurance, including protection and investment. Investment insurance can not only protect risks, but also increase returns.
5. Real estate financing: refers to the realization of asset appreciation or rental income by purchasing real estate or real estate investment funds.
6. Other financial management: such as foreign exchange financial management, futures financial management and gold financial management. These forms of financial management are more risky than before and require professional skills and knowledge reserves.
It should be noted that different forms of financial management have different risks, operational difficulties and expected returns for investors, and investors should choose a financial management method that suits their actual situation.