An account is also called an account. Account number is the representative of the digital age, that is, some numbers that everyone represents in specific projects. Every mobile phone application has a corresponding account, which can sometimes be composed of Chinese or English, or even some symbols. The account number contains a specific ID related to the payment or management of property and money transactions.

1. Account number is a number that everyone represents himself in specific projects, etc. Keep records in the network and multi-user operating system to record the behavior of authorized users. Network accounts are created by network administrators to authenticate users and manage policies related to each user.

For example, access rights and account numbers contain specific ids related to the payment or management of property and money transactions. For example, in the banking system, a user has a unique identity account, under which there can be multiple accounts to manage the user's financial information.

First, the characteristics of bank accounts

1. Handling RMB business: This is different from foreign currency deposit accounts, which handle foreign currency business, and their opening and use shall comply with the relevant regulations of the State Administration of Foreign Exchange.

2. Handling fund receipt and payment settlement business: this is obviously different from savings account. The basic function of savings is to deposit and withdraw the principal and interest, but it cannot handle the receipt and payment of funds.

3. Current deposit account: This is different from the company's time deposit account, which has no settlement function.

Second, the classification of accounts.

1, basic deposit account: the depositor's host account, one company has one and only one; Used for fund receipt and payment, wages and bonuses, and cash withdrawal, which can be saved and desirable;

2. General deposit account: the funds opened outside basic deposit account for lending, repayment and other settlement can be deposited or not;

3. Zero balance account of budget unit: used for financial authorization payment, transfer and cash withdrawal; You can allocate trade union funds, housing provident fund and rent subsidies according to regulations; Shall not transfer funds to other accounts of the unit, the superior competent unit and the subordinate unit in violation of regulations;

4. Temporary deposit account: due to temporary needs, it is opened and used within a specified period (up to 2 years). If capital verification is opened, it can be deposited but not withdrawn; If it is used for other purposes, it can be deposited and withdrawn;

5. Special deposit account: For example, the company's bank card account, funds are transferred from the basic depositors, and extra-budgetary funds, securities trading settlement funds, futures trading deposits and trust funds can be deposited in the special deposit account, but they cannot be withdrawn.