Legal subjectivity: The luck contract takes uncertain matters as the subject matter of the contract, which is often said to be a lucky break. It is different from the principle in people's daily life that the contract is made with a definite event as the subject. Therefore, it is often easy to stimulate people's speculative psychology and bring about moral hazard, so people generally regard shooting contracts as unfair. However, in the history of law, as early as the Roman law period, there are records of adjustments to the shooting contract, and in modern civil laws of various countries, there are also explicit provisions on the shooting contract. And in real life, with the development of economy and society, many new types of shooting contracts, such as sales contracts with prizes, financial option contracts, etc., have mushroomed. It is a matter of course that shooting contracts should have a place in the law. Due to the many side effects of sex contracts and the legal principle of strict exceptions, our country should also clearly stipulate the scope of application of sex contracts in law to strictly regulate them. The reason why the insurable interest principle arises is based on the accidental nature of the insurance contract, that is, the insurance contract is an opportunistic contract. Whether the policyholder can obtain insurance compensation after purchasing the insurance depends on whether the insured accident occurs during the validity period of the insurance contract. This is This is particularly evident in property insurance contracts. Precisely because insurance contracts have this characteristic, in the development process of insurance business, in order to prevent criminals from using other people's property or people to gamble and to prevent the occurrence of moral hazard, insurance legislation in various countries generally regards the principle of insurable interest as The conditions for an insurance contract to become legally effective. At the same time, with the development of the insurance industry and the increasing complexity of insurance activities, various countries continue to amend and improve this principle in insurance legislation. The law is objective: "shoot luck", that is, "lucky", which means to try one's luck. It refers to a contract in which whether one of the parties performs its obligations depends on the occurrence of accidental events. The effect of such a contract is that it is entered into with uncertainty. An insurance contract is a typical type of insurance contract. During the validity period of the contract, if the insured subject is damaged, the amount of compensation the insured receives from the insurer may far exceed the insurance premium paid. On the contrary, if there is no If a loss occurs, the insured can only pay premiums without any income. The shooting contract is a bilateral contract, that is, the contracting parties have the obligation to pay each other. The subject matter of the contract does not actually exist when the contract is concluded; all that exists is the contingency of obtaining the subject matter. Article 124 of my country's "Contract Law" stipulates: "For contracts that are not expressly provided for in the special provisions of this law or other laws, the provisions of the general provisions of this law shall apply, and reference may be made to the most similar provisions of this law or other laws." In our country, the law is an anonymous contract, and the lack of typical and specific legal adjustment norms for anonymous contracts can easily lead to confusion in the application of the law. In terms of separate laws, the only type of insurance contract that is legally regulated in my country is insurance contract. However, in real life, many types of insurance contracts often come into contact with people's lives. Such as futures sales contracts, lottery or lottery contracts, prize sales contracts and current popular financial derivatives contracts such as financial futures, financial options, forward foreign exchange sales, stock index trading and other contracts. The constituent elements of a shooting contract are: 1. The parties to the shooting contract. 2. Subject of the contract. 3. The true intentions of both parties regarding the establishment of a shooting contract. As long as these conditions are met, the shooting contract is established. The requirement for a contract to be effective is the fulfillment of the conditions agreed between the parties to the contract. Article 7 of the "General Principles of the Civil Law" "Civil activities shall respect social morality and shall not harm the interests of the public, undermine the national economic plan, or disrupt the social and economic order", Article 58 "Civil activities that violate the law or the interests of the public shall not Legal acts are invalid. "This is the principle of public order and good morals in civil law. Respecting public order and good customs is the moral standard for people's behavior. Because it can make up for the limitations of the law and conform to the value goals of legal justice norms, it is often established in the civil laws of various countries and has legal normative significance. Any civil legal act must not violate public order and good customs, otherwise the law will give a negative evaluation. Our country has no express provisions on many shooting contracts. As long as the shooting contract does not violate public order and good customs, it can obtain legal legitimacy. Characteristics of a project contract (1) The realization of the benefits of a project contract is contingent. The subject matter of the transaction involved in the project contract does not actually exist when the contract is concluded. What exists is only the possibility of obtaining the subject matter, that is, the possibility of obtaining the subject matter. hope. Roman jurists correctly called the buying and selling activities associated with the shooting contract "hope" (emptiospei). That is, what one party gets by paying a certain price is only an opportunity or a hope. If there is a prize sales event, the buyer spends money to buy a product and also buys back a chance to win a prize. Whether or not he wins the prize depends on the number of the lottery ticket. (2) A shooting contract takes effect immediately upon completion. Different from various types of contracts with conditions, a shooting contract takes effect immediately upon completion. The effectiveness of employment contracts, contract contracts, sales contracts, etc. depends on whether the contract conditions are fulfilled or not. Therefore, the parties to a contract may not request to regret or cancel the contract due to the non-appearance or loss of the subject matter of the transaction. (3) The risk imbalance between the parties to the shooting contract The buying and selling activities related to the shooting contract are an unpredictable transaction. It requires the buyer to pay a price, even if any expectations have not materialized, and its trading principle is established.

The risk of a forfeiture contract may be that the trader does not have the right to claim relief against the repossession. For example, if the acquired item is repossessed due to a defect in title, in a normal transaction, the buyer can seek redress from the seller after being repossessed. The buyer files a lawsuit to demand compensation from the seller, but in the shooting contract the buyer does not have this right when faced with recourse. (4) A shooting contract requires strict legality and the utmost good faith. A shooting contract has the characteristics of opportunity and accident. It is easy for the parties to a shooting contract to make mutual agreements that violate public order and good customs. Therefore, any country that recognizes a shooting contract will impose restrictions on it. Relatively strict supervision. In this sense, luck contracts have stricter legality than other contracts and must be concluded and performed strictly in accordance with the law; at the same time, in order to prevent the parties from committing treacherous and dishonest acts based on luck, the integrity of both parties must be The degree requirements are much higher than other civil activities. For example, an insurance contract requires the parties to abide by the contract with the utmost integrity. This is also out of the need to stabilize social order and enforce fair laws. (5) The principle of equal value and compensation does not apply to the shooting contract. Civil contracts generally implement the principle of equal value and compensation. The shooting contract seems to be contrary to the principle of equal compensation. One party to the contract may receive huge benefits from paying the price, or may receive nothing at all. For example, a lottery ticket buyer may win a prize or walk away empty-handed. However, the proceeds from the sale of lottery tickets by the selling unit are generally equivalent to the bonuses that buyers must pay when they win the lottery, and there will be no huge profits. Although the issuer can deduct commissions or service fees from it, it will not make him rich. Some social welfare lottery tickets and sports lottery tickets have low winning rates and low return rates, which are for the specific purpose of public welfare or charity, so it is impossible for buyers to obtain the benefits of equivalent exchange.