First of all, it depends on the nature of your loan, whether it is a project-specific loan or a working capital loan. If it is a working capital loan, it can be used to pay the acceptance deposit. Banks issue acceptance bills to pay for goods, but they cannot be used to purchase fixed assets such as land or real estate. If it is project funds, it can only be used for project-related purposes. If the land is related to the project, it can be used to pay the land deposit. The use of some bank loans will be supervised by banks.