The part paid by the guarantee company shall be returned to the guarantee company and the rest shall be returned to the bank.
. When you take out a loan, you sign a guarantee contract with the guarantee company. The phone number of the guarantee company should be on the contract. If you contact by telephone, the guarantee company will give you a bank account number, and the other party will tell you what the principal and interest are. Just deposit it. When an individual or enterprise borrows money from a bank, in order to reduce the risk, the bank does not lend money directly to the individual, but requires the borrower to find a third party (guarantee company or qualified individual) to guarantee.
According to the requirements of the bank, the guarantee company will require the borrower to issue relevant qualification certificates for review, and then submit the audited materials to the bank, which will lend money after review, and the guarantee company will charge corresponding service fees.
Where is the money returned by the industrial and commercial car loan guarantee company that paid the prosecution judgment?
The money is for the guarantee company.
After the court's judgment comes into effect, the lender shall automatically perform the amount of the execution target determined by the judgment, and may enforce it if it fails to perform. After the judgment, both parties can reach an agreement with the original defendant to repay by installments.
Car loans are generally made by guarantee companies, but users will be repaid by the guarantee company after the car loans cannot be repaid on time, and users need to return the money to the guarantee company after the refinancing company advances it.
What should I do if the car loan is overdue and the interest charged is too high?
Those who exceed the statutory interest are usurious and do not need to be repaid.
If it does not exceed the statutory interest, you should not be overdue, or raise money immediately and pay back the money of the guarantee company first.