You can earn about 1000 a day and 30,000 a month. A monthly income of 30,000 yuan is not high in first-tier cities. There are too many people in first-tier cities with an annual salary of more than several million. First-tier cities have high consumption and various expenses.
The income of 30 thousand a month is not bad except for first-tier cities. Living in the second, third and fourth tier cities, the income of 30,000 yuan a month is happy and the quality of life is high. In fact, even if you live in a second-and third-tier city with a monthly salary of 30,000, if you are stable and have a house and a car, you can be said to be the happiest person. Why?
The monthly salary of second-and third-tier cities is tens of thousands, which shows that your comprehensive ability is very strong. As long as you live a normal life, your income and life are stable and there is not much pressure. People with too high income are under great pressure and bear greater responsibilities. People at the boss level take on more responsibilities. His life is not just about money, there are more things to be solved. They won't live a stable life, and they can't live a stable life. Unless you retire Ma Liyun, even if you retire Ma Liyun, you can't really rest. Ma Yun is still a lifelong partner of Ali, and he still holds the high-level personnel power of Ali. As a public figure, Ma Yun still dare not indulge in pleasure and needs to do charity to maintain his image.
Therefore, people who earn tens of thousands of dollars a month are the happiest people in China. People who earn tens of thousands of yuan a month only need to live a good life, and they don't need to bear other responsibilities and risks at all, let alone consider the brutal competition in business. As long as they know how to cherish, there are not too many unwanted desires and not too many comparisons. They are the happiest people in China.
Coordinate Guangzhou, not many people earn 1000 yuan a day. I don't know if weekend rest counts. I'll calculate it according to the monthly salary of 25 thousand to 30 thousand Let me give you an overview of them.
Generally, I didn't get this number until I was 30 years old, so most of them were born after 80, and a few of them were born after 90, and they didn't contact each other much after 60 and 70. Prior to this, they started with a salary of several thousand yuan, engaged in finance, real estate, Internet and other industries. This is in line with the expectations of most people, many of whom are graduate students or above, so they stick to it all the way. Even if they don't get this salary, it's not much difference. Generally speaking, foreigners now have homes in Guangzhou. At the general manager level, they can be regarded as the bottom managers. These are office workers, who are really rich or have been successful in business before, and their annual income is over one million. Among them, I know a little old man, about 60 years old, who was financially free in the 1990 s and has not worked for more than 20 years. Of course he will make some investments, especially real estate. I have to say that Guangzhou and Shenzhen were really money-making paradise in the 1990s.
Slowly, you will find that money is just a number. Just graduated, rented a house, ate and drank Lazar, took a bus, and finally got a loan to live. I got a salary of 3000 yuan in the first month, and I was very happy. I think it would be nice if I could get so much every month. I earned about 300 yuan the next day and felt very happy. I can buy anything I want to eat and watch movies. I'm glad that my deposit has increased. I accidentally earned it a month later. I thought I would never go hungry in my life, but I was attracted by the desire and pleasure of making money. Two months later, I started a new chapter. Unfortunately, I was tempted to gamble. As expected, in just a few months, it lost more than 654.38+0.8 million. Such ups and downs make me feel bad, and the pain of gaining and losing really hurts my heart. Since then, my hair has fallen out very well, and I feel sorry for myself.
But when God closes a window for you, it will open a door for you. /kloc-in April of 0/7, another qq group heard that it used leverage to make bitcoin futures, and earned more than 200,000 yuan for 10,000 yuan. I was very excited at that time, but I learned the lesson of gambling and dared not touch the lever. But in the end, I still didn't resist the temptation. I went to the website to have a look. I can really use leverage to speculate on coins. At first, I just reminded myself to see it. Don't play. But in the end, you know, I still couldn't help it. I started practicing with 500 yuan. Speaking of which, you may think I'm starting to make money. This is a big mistake. Later, I didn't want to pay. The more I play, the more I lose. In the end, I lost about 20 thousand. Fortunately, I learned from the past and didn't dare to continue playing here.
But it happened to be April. I had no idea that the biggest and craziest bull market in bitcoin virtual currency market had arrived. I was still in the dark, and wanted to quit the speculative market, but I lost money and didn't want to come back, so I started the road of speculative spot with my savings of about 50 thousand. First it was buying bitcoin, then it was Litecoin, and then it was the madness of counterfeit money. I was lucky. The assets of 165438+ 10 reached more than 2 million in late October. After 2 million, I began to sell my coins gradually, because I thought I had enough money, so I didn't have to worry about my life and my family's.
But recently my wife was pregnant with a second child, and I suddenly felt very confused. I don't know what to do. Although I earned so much last year, this kind of opportunity is hard to come by. It will take ten years to earn another 2 million with a monthly salary of more than 20 thousand. After spending so much now, you will have to eat this old money in the future. Think about it, it costs millions to buy a house for children, hundreds of thousands to buy a better car, and tens of thousands to travel. Money is really a number in the back. The more money I have, the more I feel panic. I don't know why.
Let's calculate an account first: an average day 1 ,000 yuan, equivalent to a monthly salary of 30,000 yuan. There is still a big gap between the pre-tax and after-tax wage scores. Let's take Beijing as an example and have a look:
According to the new tax law after 20 18. 10. 1, if your salary is 30,000 yuan before tax and you pay five insurances, one gold and one tax, you can actually only get 2 1898.78 yuan per month, while 20 17 years. To refine it, it is actually about 729 yuan per day. According to the legal work of 8 hours a day, you can almost calculate that your hourly wage is 9 1 yuan, and the hourly wage of McDonald's employees is around 9 yuan. Although I have said so many words without nutrition, I mainly hope that the subject can have a general concept.
The monthly income of 30,000 in the third and fourth lines is absolutely comfortable, and it is hard to say in Beishangguang. In Beijing, except for code farmers, most of them are middle-aged, and there is a standard middle-class family. Compared with their parents, the new generation of middle class faces more anxiety and greater pressure:
1, mortgage
According to the data, in 20 17, Beijing's house price was 57,768 yuan/m 2, and a middle-class person was caught on the road, and a mortgage was absolutely indispensable. A friend in Mao Ge earns 30,000 yuan a month. In addition to owing bank loans, he also has patchwork loans to make up the down payment. He said that he wakes up every day wondering how many loans he still has to pay, not to mention how desperate he is.
2. Education
Various interest classes and training courses not only consume the energy of parents, but also consume the money in their pockets. Every summer, articles about "a monthly salary of 30 thousand won't last a summer vacation" emerge one after another. The current school is very different from the previous education methods, and many knowledge points are not available in the classroom. The children are all in the training class, and your children will be eliminated if they can't keep up.
3. Pension
We have calculated an account before. In order to provide a decent pension, everyone needs 36 1 0,000 yuan. In addition to the fixed monthly living expenses, medical expenses should also be considered. Considering the inflation factor, it is indeed possible to ask for more than 3 million. If you are interested, you can click on our article "3 million decent pension" on August 20, 2065 at 438+08. Is there no pension when you are old? Yes, but now that the personal pension account is empty, it's hard to say what will happen in the future, so we should make plans early.
So you see, even if you can earn 1000 yuan a day, it may not be as glamorous as you think. No matter who you are, don't expect to rely on wages. You must learn how to manage money and make compulsory savings.