Let's take a look at the part that fund seven doesn't buy. These seven types of funds include: emerging industry funds, real estate industry funds, gold industry funds, QDII funds, GEM index funds, stock index funds and futures funds. Why avoid buying these funds?
Emerging industry funds and real estate industry funds are risky. Emerging industry funds invest in some emerging industries, with uncertain prospects and high investment risks; The real estate industry funds are greatly influenced by the real estate market, and the market fluctuates greatly, which is not suitable for investors to hold for a long time.
The risks of gold industry funds and QDII funds also need to be vigilant. Gold industry funds are greatly influenced by international gold prices, and the market changes frequently, so investors need to master relevant financial knowledge and market information to operate; QDII fund is an overseas investment fund, which will be affected by exchange rate fluctuations and international market risks, and is not suitable for ordinary investors to invest.
GEM index funds, stock index funds and futures funds are also at greater risk. GEM index funds invest in GEM stocks, which is risky and volatile. Stock index funds invest in the overall performance of the stock market and are sensitive to market changes; Investing in futures contracts by futures funds has great market risk and leverage effect, which requires investors to have certain professional knowledge and risk awareness.
Let's take a look at the part of fund three that is not for sale. These three types of funds include: index funds, fixed investment funds and long-term holding funds. Why insist on not selling these three types of funds?
Index fund is a passivelymanagedfund, and its investment strategy is to track a specific index, with relatively low risk and relatively stable income. Index funds are characterized by low cost, diversified investment and high transparency, and are suitable for long-term holding.
Fixed investment fund is a regular fixed investment strategy. Investors buy the same amount of fund shares every month and stick to it for a long time. Fixed investment fund can share market fluctuation, realize average cost and reduce investment risk, which is suitable for ordinary investors to make long-term investment.
Long-term holding funds refer to funds held by investors for a long time, usually some funds with great long-term growth potential. Compared with short-term trading, long-term holding of funds can better grasp the long-term trend of the market and avoid the transaction costs and taxes brought by intraday trading.
The formula of seven don't buy and three don't sell funds is an investment guiding principle, which helps investors avoid high-risk funds and choose a sound investment strategy. Everyone's investment objectives and risk tolerance are different, so in practice, investors need to make judgments and choices according to their own conditions. Investment is a subject that needs constant study and practice. I hope this article can bring some inspiration and help to readers.