2. Available RMB balance: refers to the actual available balance in the account.

RMB balance includes available RMB balance and frozen amount.

If the bank card has unfinished business, the amount will be frozen.

If the fund subscription operation is not carried out within the fund business processing time, the fund subscription will be temporarily frozen and the business will be completed within the next fund business processing time.

Or buy wealth management products, the money will only be removed at the end of the period, and the funds will only be frozen during the fundraising period.

All the above businesses can be cancelled. If you cancel the available balance, it will be the same as the account balance.

If there is a judicial freeze and part of the balance is frozen, the available balance is the actual balance of the account minus the frozen balance.

Extended data:

The balance of RMB deposits includes the sum of RMB deposits such as demand deposits and time deposits. All are available balances.

There is no maturity limit for demand deposits. With the bank card or passbook and the reserved password, you can access the available amount at any time through the counter or through bank self-service equipment or mobile banking during banking hours.

Time deposit is a deposit in which the bank and the depositor agree on the term and interest rate in advance when depositing, and withdraw the principal and interest after maturity. Generally, it is not available at all times.

Early withdrawal shall bear interest at the current savings deposit rate on the withdrawal date, and late withdrawal shall bear interest at the deposit rate on the withdrawal date.

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