You must hold the main card of our personal credit card and keep a record of using it. If you only hold business cards, business cards, shopping cards, ANA protection cards or supplementary cards at present, you cannot apply for cash installment temporarily.
The money applied for cash installment shall not be used for investment (including but not limited to equity investments such as house purchase, stocks and futures), but only for consumption (including but not limited to decoration, household appliances, wedding, car purchase, student aid, tourism, medical care, etc.). ).
Extended information credit card overdraft withdrawal:
Handling fee: It depends on the regulations of each bank. For example, the handling fee for withdrawing cash from Ping An Credit Card is 2.5%, with a minimum 25 yuan for each transaction; The credit card of CCB is charged at 0.5% of the cash withdrawal amount in China, with a minimum of 2 yuan per transaction and a maximum of 100 yuan per transaction; The credit card of China Merchants Bank is charged at 1% of the cash withdrawal amount, with a minimum of 10 yuan per transaction; Interest: calculated at the daily interest rate of 0.5 ‰ from the date of cash withdrawal.
Cash withdrawal of credit card overpayment: some banks need to charge fees, while others don't. For example, the handling fee of China Merchants Bank is 0.5% of the withdrawal amount, and the minimum fee is 5 yuan RMB or US$ 65,438 +0.
China Merchants Bank official website-Cash installment is the cash withdrawal repayment provided by China Merchants Bank.