1, the concept is different: digital currency is an unregulated digital currency, and it is an alternative currency in the form of electronic money. Virtual money is an e-commerce product, not a real currency;

2. Different types: digital currency, represented by Bitcoin, has a small amount, and it is a currency that cannot be unlimited. There are three kinds of virtual currency, namely game currency, special currency (such as Q currency) issued by portal websites or instant messaging service providers and virtual currency;

3. Different characteristics: digital currency has a certain number of issues, while digital currency has no fixed issuing unit. When using digital currency, you need real-name authentication. Virtual currency cannot be directly or indirectly exchanged with legal tender, but its value can be improved with development;

4. Virtual currency has certain value in reality, but digital currency is not allowed to circulate in the market and belongs to a commodity.

Risks in digital currency:

The fluctuation of purchasing power of digital gold currency is linked to the price of gold. If the price of gold rises, digital currency will become more valuable; If the price of gold falls, digital currency will lose its value. Since there are no specific financial rules to supervise the providers of digital gold currency, it operates in a self-regulatory manner.