Jiutong Wealth Management Hanju Tiantianying product is a non-guaranteed floating income wealth management product. Except for the income and income distribution method clearly specified in the product specification, any expected income, expected income, estimated income or similar expressions have no legal effect, and the binding terms do not represent the actual income that investors may obtain, nor do they constitute binding obligations. Any income commitment of the export bank to financial products. The profit that investors can finally get is subject to the actual payment of Hankou Bank. Be careful that the estimated income does not equal the actual income.
There are obvious differences between wealth management products and deposits, and there are certain risks. Investors should make prudent investment strategies according to their own judgments and must not be induced or misled. Before buying this wealth management product, investors should ensure that they fully understand the nature of investment, and determine the risks involved in investment and the risk tolerance of investors according to their own conditions, so as to make rational investment decisions.
What should I pay attention to when choosing wealth management products?
1. Understand the risks of financial products.
Common financial products in our market include deposits, insurance, funds, stocks, futures and fixed-income financial products, and their risks are: futures >; Stock > fund > fixed income > insurance > deposit. Most financial products will give clear risk levels and suitable people. Therefore, investors should choose their own financial products according to the risks of their products and their own risk tolerance.
2. Assess personal risk tolerance
Facing the dazzling array of investment and wealth management products in the market, novices who have just started to manage money are generally confused. They don't know how to choose or invest blindly. Once there is a loss, they cannot accept it. Therefore, at the beginning, we should first assess our risk tolerance. If the risk tolerance is strong, you can choose a wealth management product with certain risks but good returns; If your risk tolerance is weak, please choose a sound investment.