Gome Easy Card is more difficult to make a payment. It has two loan models, namely credit card loans and provident fund loans. It used to be Meijian, but now it is an upgraded version. Gome Easy Card has two loan models, namely credit card loans and provident fund loans. In addition to certain application thresholds, the product requires a credit check, so it is difficult to get the money. For users who do not meet the conditions, the application is basically rejected immediately. Moreover, if you have a low sesame score or have not paid provident fund for more than half a year, you will not be able to apply for a loan.

Extended information

1. Gome Financial’s products generally require credit checks and credit reports. If you are an Internet hacker or have a bad credit report, it will be difficult to make a payment. Gome Easy Card does not have high age requirements for applicants, they only need to be over 18 years old, but the sesame score cannot be less than 600, the real-name authentication mobile phone number must be used normally for more than half a year, and if you apply for a provident fund loan, you still need to pay for more than half a year, so just It is basically impossible for graduated college students or people without social security to make a payment.

2. How long does it take for Gome Easy Card to receive the loan pending payment? According to feedback from netizens, generally speaking, the loan can be released in four or five working days, and the fastest one can be issued on the same day, but the longest one is There has been no loan disbursement for months. Some borrowers tried to call customer service, but there was no response and the loan could not be cancelled.

3. Application conditions

1. The borrower must be over 18 years old, but not over 45 years old;

2. Have a stable income , can be an office worker or a self-employed person;

3. Have good personal credit, and there is no stain on the personal credit report;

4. Be a citizen of mainland China, but Residents of Xinjiang, Tibet, and Qinghai regions are temporarily unable to apply.

Audit method

Gome Easy Card adopts an audit mode in which the system’s automatic audit is the mainstay and manual audit is the supplement. During the review process, some borrowers will receive review calls and need to conduct a phone review.

Pass rate

Judging from past situations, people with good credit reports have a high probability of passing the review. If the borrower is able to complete the provident fund certification, the pass rate will be higher.

Speed ??of payment

In terms of the speed of payment, Gome Yika is also very fast. From review to release, you sometimes only need to wait about 30 minutes. Under particularly smooth circumstances, it may only take ten minutes.