Financial risk refers to financial-related risks, such as financial market risk, financial product risk and financial institution risk. The consequences of financial institutions' risks often exceed their own influence. The risks of financial institutions in specific financial transactions may pose a threat to the survival of financial institutions; The crisis of a specific financial institution due to poor management may pose a threat to the stable operation of the whole financial system; Once the systemic risk occurs, the financial system will fail, which will inevitably lead to the chaos of the whole social and economic order and even lead to a serious political crisis.

Types of financial risks

1, according to the risk form:

Price risk

Interest rate risk (interest rate risk)

Exchange rate risk (exchange rate risk)

Securities price risk (securities price risk)

Price risk of financial derivatives

Financial futures

Financial gp option (financial gp option)

Financial swap

Inflation risk purchasing power risk

credit risk

(c) Liquidity risk: Lehman died unjustly.

(4) Business or operational risks: strategic, tactical and financial aspects.

(v) Policy risks: financial policies such as fiscal policy and monetary policy.

(vi) Financial technology risks

(7) Other risks: legal, national, environmental and related risks.