In fact, as an ordinary person who has never had the concept of financial management, becoming a financial expert is the most important and basic. What assets are there first? What is a liability? These technical terms may be difficult for us to understand, so simply put, that is to say, what is rational consumption and what is perceptual consumption when we consume. Rational consumption is what we must use in our life, and perceptual consumption means that we think we should need it through some sensory stimulation, but we don't really need it. As long as the relationship between the two is clearly defined, it can be said that it has entered the door of financial management. Of course, if you want to become a financial expert, you should also pay attention to the following points:

1, cognitive index fund

As the foundation of financial management, index fund is a very important link. Although I know that index funds are not necessarily financial experts, financial experts often know index funds. This is because index funds are the symbolic products of financial management. Simply put, index funds represent the sum of all outstanding companies in a country. In the process of investment, index funds can help us reach a level higher than the bank's income.

2. Understand the real estate trust fund.

I believe that many people, even those who know some financial knowledge, don't know what a real estate trust fund is. In fact, simply speaking, real estate trust funds have only a history of more than 60 years in the United States, and they have just started in China. China Real Estate Trust Fund is only 10, so the real estate trust fund represents the opportunity that some large real estate operating companies give us retail investors to enter.

3. Know how to invest in stocks

Stocks have existed for many years, and I believe there are many old investors in our country. But even the old investors who have invested in stocks for many years do not necessarily say that they know stocks, and some even lose money. But what I want to say is that people who really know how to invest in stocks will always be financial experts. For example, value investing in stocks is an investment method recognized by even Buffett.