In funds with 100 or more, it is necessary to combine diversified investment risks with effective returns. At present, China can only participate in market investment as an insurance company.
Due to the narrow investment channels, the insured can only invest in the investment account opened by the insurance company. The former is active and transparent;
The latter is passive and opaque.
The types of funds in Hong Kong are extremely diverse, from stocks to bonds, from real estate to hedge funds. And investment fields.
Industries are more extensive, from emerging markets to mature markets, from specialized investment in natural resources industries to investment in leisure industries. Hong kong fund
The legal system of the industry is sound and the supervision is moderate.
The Hong Kong Securities Regulatory Commission provides a flexible mechanism to enable some fairly standardized market-recognized fund companies or products to effectively enter the Hong Kong market.
. In order to ensure that the products can meet the uniqueness of the Hong Kong market, the Hong Kong Securities Regulatory Commission has added some additional requirements in information disclosure, thus making Hong Kong
Investors can get comprehensive information. The development in recent years has further highlighted the advantages of this model, especially in promoting product innovation and promotion.
The development of market diversification. Hong Kong is also one of the first markets in the world to allow the sale of hedge funds to retail investors.
What's the difference between this kind of investment made by insurance companies in Hong Kong and domestic insurance companies?
As one of the three major international financial centers in the world, financial and insurance companies in Hong Kong can invest in all countries in the world.
In funds with 100 or more, it is necessary to combine diversified investment risks with effective returns. At present, China can only participate as an insurance company.
Market investment and investment channels are narrow, and the insured can only invest in investment accounts opened by insurance companies. The former is active, and
High transparency; The latter is passive and opaque. Another important point is that insurance companies in Hong Kong are very strong.
There are usually bonuses.
What are the similarities and differences between the global fund fixed investment plan and the domestic fund fixed investment plan?
Both of them are the principles of reducing risks by using regular fixed investment of funds.
The difference between the two:
1. Domestic funds operated by themselves usually only invest in 1-3 funds, and overseas funds can invest in 10-30 funds at one time.
Therefore, from the perspective of asset allocation, it is undoubtedly more reasonable to invest overseas funds.
2. The fixed investment of domestic funds operated by oneself is mainly limited in China. Moreover, domestic funds are mainly stock funds. Insufficient types of funds. but
Overseas funds can invest in hedge funds, commodity futures funds, high-yield funds, global funds, regional funds, industry funds and so on.
Other types are more suitable for long-term asset allocation.
3. Domestic foundations that operate by themselves are fixed investment and are not tax-exempt. As personal assets, they will be investigated for legal responsibility. The fixed investment of overseas funds is shipped as insurance.
Yes, duty-free and free from debt interference.
4. The fixed investment of overseas funds may have certain exchange rate risk, but it is not necessary for domestic funds.
5. The domestic foundation operated by oneself is fixed, the fund conversion is complicated, and there are charges. The fixed investment conversion of overseas funds is convenient and free.
6. The domestic foundation operated by itself is fixed and operated with its own funds. But overseas funds often have high returns from the beginning. So it's easier
Let investors strengthen their confidence and not give up their investment plans. This is the key point that many domestic investors can't do at present.
7. The main funds of domestic funds operated by themselves are transported in China, and the main funds of overseas funds are transported abroad for convenience.
Asset transfer can be remitted to any country in the world.