What are the main advantages of insurance investment?
The advantage of insurance investment is that the guarantee function and investment function of insurance are highly unified. When the insured buys insurance protection, he can get the investment right of his insurance funds and enjoy the expected high return on investment. At the same time, the interests of the insured are directly linked to the return on investment, and the insured has the right to obtain all the return on investment. When the investment performance is good, the insured enjoys all the benefits.
Insurance investment cost is low, unsecured and flexible. The lower reserve and capital requirements transfer the investment risk to the insured who bears the investment risk. Insurance companies are responsible for the investment and use of policyholders' funds and do not guarantee any return on investment. The return of the insurance company is to charge a certain percentage of management fees. Since the investment risk is borne by the insured, the insurance company can bear greater insurance risks with the same funds, which is conducive to expanding the business scale. Investment insurance is more transparent to the insured, and the insured can check the insurance cost, expenses and the asset value of the independent account at any time through the computer, so that the insured can clearly understand the consumption, ensure the interests of the insured and provide greater convenience for the insured. Which insurance company is stronger? I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China