Fluctuation is the fluctuation range of the fund, and the fluctuation range is 10% of the fund's net value of the previous day, that is, it can't rise again when it rises to 10%, and it can't fall again when it falls to 10%. Funds are generally more suitable for long-term fixed investment. How long will it take, at least 3-5 years? Only by holding a fixed investment fund for a long time can you make a profit. To choose a fixed investment, we must first understand that there are several types of open-end funds: monetary, financial management, capital preservation and stock.

There is no redemption fee for the money fund, and the income is equivalent to six months to one year's deposits, which can be redeemed at any time without loss. The subscription and redemption expenses of Class I funds are relatively low, and the income is generally greater than that of money funds, but there is also the risk of loss, and the loss will not be great. Stock funds have the highest subscription and redemption costs, and the fund assets are stocks. When the stock market falls, the fund will have the risk of losing money, but when the stock market rises, there will be gains.