The Social Security Card of the People's Republic of China is an integrated circuit (ic) card issued by local human resources and social security departments for various business fields of human resources and social security.
Social security cards have a wide range of functions. Cardholders can not only use the card for real-time settlement of medical insurance personal accounts, but also handle endowment insurance affairs; Go through the formalities of job registration and unemployment registration; Apply for unemployment insurance; Apply for employment training; Apply for labor ability appraisal and enjoy work-related injury insurance benefits; Handling labor and social security affairs online.
First, we should go to rural commercial bank outlets to open the financial function of social security cards. People's Republic of China (PRC) * * and Ministry of Human Resources and Social Security, People's Republic of China have issued notices about the financial function of social security cards.
The social security card loaded with financial functions not only has the functions of information recording, information inquiry and business handling, but also can be used as a bank card with financial functions such as cash deposit, withdrawal, transfer and consumption. In order to promote financial services to people's livelihood and facilitate people to enjoy social security benefits and financial services.
Second, social security cards are widely used. Cardholders can not only use the card for medical treatment for real-time settlement of medical insurance personal accounts, but also handle endowment insurance affairs; Go through the formalities of job registration and unemployment registration; Apply for unemployment insurance; Apply for employment training; Apply for labor ability appraisal and enjoy work-related injury insurance benefits; Handling labor and social security affairs online.
1. Social security cards are widely used. Not only can you use this card to calculate money, but you can also handle other businesses. At work, it can also be used as proof. It also has other functions, such as querying your own information, and can also be used as a bank card to deposit and withdraw money.
There are two accounts in the social security card, not only the medical insurance account, but also a bank account. The function of medical insurance is to see a doctor, and the function of bank can only be used in the banking system. Any pension or subsidy in the future will be paid into the bank account. The social security paid by oneself is also deducted directly from this account. If you want to know your social security situation, you can only go to the social security department to inquire, but you can't find it in the bank.
These two accounts are separate. If you don't have enough money in your medical insurance account when you are taking medicine, you can use the money in your bank account first. This is also very convenient, and you don't have to save any money. Also, you need to set your own password in it. When using it, you can enter the password for medical treatment or reimbursement, and you can also check the money in the bank account. Generally speaking, this card can be used as a bank card. In addition to seeing a doctor, you can also save money to withdraw money. Many people are stupid and don't know, so they waste it.
Legal basis: People's Republic of China (PRC) Social Insurance Law.
Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.
Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.
Fifth people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan.
The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.
The state supports social insurance through preferential tax policies.