Fixed investment of funds is an investment way to buy funds at a fixed time and amount. The time and amount of deduction are the same in the ordinary investor system, and there will be no change.

If smart fixed investment is enabled, the system will choose to invest more or less according to the market trend, so the amount of each deduction is different. The difference between two kinds of fixed investment:

1. The deduction amount and time of ordinary fixed investment will not change, and the intelligent fixed investment system will choose to deduct more or less on the deduction date according to the ups and downs of the market. Intelligent fixed investment determines the monthly fixed investment amount according to the current deduction rate, that is, the actual fixed investment amount = basic fixed investment amount × current deduction rate, and the current deduction rate is between 60%-2 10%.

2. Judging from the income of previous fixed investment, the income of investors who choose smart fixed investment for long-term investment is higher than that of ordinary fixed investment.

For investors, the fund's fixed investment is more "easy and labor-saving", so whether you choose ordinary fixed investment or smart fixed investment, you need to insist on investing for a long time, and every little makes a mickle to see the value of the account.

Ping An Bank sells a number of fund products on a commission basis. If there is a demand for a fixed investment fund, you can log in to Ping An Pocket Bank APP- My-Financial Management-Fund-and choose a fund product that suits you.

Reply time: 2021-11-22. Please refer to the latest business changes announced by Ping An Bank in official website.