Operating environment:

Brand model: iPhone 13

System version: iOS 15.3. 1

Application version: v5.6.7.00 1

First, open the mobile app of China Construction Bank, log in, click "Investment and Financial Management" at the bottom of the screen, and then jump to another page.

2. Click on "Fund Investment" at the top of the mobile phone, and you will enter the next page, where there will be many fund operations.

Third, find the first operation "My Fixed Investment".

Fourth, under the financial management, you will see three operation buttons, click "cancel the contract", which means to cancel the subscription.

Under what circumstances can bank wealth management investment products be withdrawn:

1. The financial investment opinion stated that the subscription application can be cancelled within the business processing time specified in the business place of the investment plan manager on the subscription application date; After the business processing time specified in the business place of the investment plan manager exceeds the subscription application, the subscription application shall not be revoked.

Two, at present, the cancellation of the counter subscription needs to be handled at the provincial intranet outlets, and it is temporarily impossible to cancel across provinces.

Three, the cancellation of the bank counter must carry my valid identity certificate, purchase contract or agreement, fill in the "transaction information confirmation form" at the counter, and may not handle it on behalf of the company. Processing time is the trading time of investment products.

Can online wealth management products be revoked?

Online banking wealth management products can be revoked, which is also based on the Product Manual. Generally speaking, wealth management products can be revoked if they are not established. During the subscription period, it may be 15 days to buy insurance in the bank. We can consider withdrawing this half a month, but not in the future.

Bank RMB financial products can be roughly divided into bond type, trust type, linked type and QDII type.

Bond type:

Investing in the money market, the investment products are generally central bank bills and short-term corporate financing bills. Since individuals cannot directly invest in central bank bills and short-term corporate financing bills, such RMB wealth management products actually provide customers with opportunities to share the investment income in the money market.

Trust type:

Invest in trust products guaranteed or repurchased by commercial banks or other financial institutions with high credit rating, and also invest in beneficial trust products of excellent credit assets of commercial banks.

Hook type:

The final yield of products is linked to the performance of relevant markets or products, such as exchange rate, interest rate, international gold price, international crude oil price, Dow Jones index, Hong Kong stocks, etc.

QDII type:

QDII, that is, qualified domestic investment institutions provide overseas financial services on behalf of customers, refers to commercial banks that have obtained overseas financial services on behalf of customers. QDII RMB wealth management products, in short, are wealth management products that customers entrust their RMB funds to qualified commercial banks, and qualified commercial banks convert RMB funds into US dollars, directly invest overseas, and after the maturity, exchange the US dollar income and principal into RMB for distribution to customers.

Electronic spotlight:

New investment and wealth management products.