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Fixed deposit of rural commercial banks in 2023 (what is the fixed deposit interest rate of rural commercial banks in 2023? )
How much is 50 thousand yuan deposited in Zhejiang Rural Commercial Bank for two-year fixed interest?

According to official website's information, the two-year fixed interest rate of 50,000 yuan deposited in Zhejiang Rural Commercial Bank is: 1.2%! , the total interest is 1200 yuan.

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Time deposits of rural commercial banks in 2023

Deposit interest rate 2023

Annual progress: the current interest rate is 0.35%; The interest rate for three months is1.573%; The interest rate for 6 months is1.859%; 1 year interest rate is 2. 145%.

Rural credit cooperatives:

Rural credit cooperatives refer to rural cooperative financial institutions established with the approval of the People's Bank of China, which are composed of members' shares, implement democratic management and mainly provide financial services for members.

Rural credit cooperatives are independent enterprise legal persons, which are responsible for the debts of rural credit cooperatives with all their assets and enjoy civil rights according to law. Its property, legitimate rights and interests and business activities carried out according to law are protected by state laws. Its main task is to raise idle funds in rural areas and provide financial services for agriculture, farmers and rural economic development. In accordance with national laws and financial policies, organize and standardize rural funds, support agricultural production and comprehensive rural development, support various forms of cooperative economy and family economy, and limit and crack down on usury.

Rural commercial banks:

Rural commercial banks are joint-stock local financial institutions composed of farmers, rural industrial and commercial households, enterprise legal persons and other economic organizations.

Jiang Liming, director of the supervision department of cooperative financial institutions of China Banking Regulatory Commission, said that no new rural cooperative banks will be established, and all rural cooperative banks will be transformed into rural commercial banks. Cancel the qualification shares in an all-round way and encourage qualified rural credit cooperatives to be restructured into rural commercial banks. On the premise of maintaining the overall stability of the county legal person status, we will steadily promote the reform of the provincial association, and gradually build a new relationship between the provincial association and the grassroots legal person company with property rights as the link, equity as the link and norms as the constraint, so as to truly form the same interests between the provincial association and the grassroots legal person company.

At present, the proportion of qualified shares in China's rural credit cooperatives has dropped below 30%, and about 303 rural commercial banks and 2 10 rural cooperative banks have been established. The total assets of rural banks account for 465,438+0.4% of the rural cooperative financial institutions in China.

The deposits handled by daily users in the bank are divided into time deposits and demand deposits. Handling time deposits can make users get higher interest income, but the flexibility is poor. Demand deposits can be withdrawn at any time after handling, earning less interest. However, time deposits can also be withdrawn in advance, but the interest will be calculated according to the current interest rate.

What is the deposit interest rate of rural commercial banks in March 2003?

Generally speaking, in 2023, the current interest rate of rural commercial banks will be 0.35-0.45%, the three-month deposit rate will be 1.573%, the six-month deposit rate will be 18.59%, and the one-year deposit rate will be1.75% ~ 2./kloc-0. There is little difference between a three-year period and a five-year period.

Interest rate of rural commercial banks in 20233

The 3-year interest rate is 2.75%. Time deposit is a deposit in which the bank and the depositor agree on the term and interest rate in advance when depositing, and withdraw the principal and interest after maturity. It has the characteristics of minimum deposit period of 3 months, maximum deposit period of 5 years, wide choice and stable interest income.