After the market closes, the exchange will send the investment data of the fund manager to the fund company, and then the fund company will make statistics. The statistical data will be sent to the fund custodian, reviewed and audited by the regulatory authorities, and finally displayed on the website of the fund company or the website of the fund institution. However, in these cases, the fund net value may not be updated for several days:
First: closed-end funds shall not publish their net value during the closed period. Some semi-open funds only stipulate that the net value of the fund is published every Friday, and the net value has not changed at other times;
Second: the net value of the fund is generally not updated on weekends and holidays. For example, if you buy a fund on Alipay, after the market closes on Friday, you won't see the net value rise or fall on Saturday and Sunday. Only on Monday, you can see the change of the position amount by querying the income details.
Third: many long-term funds can't see the net value, such as strategic placement funds, which generally have a long term. You can't know the income until it expires, so you can't see the change of net worth.
Financial management mode
1. Monetary Fund
Monetary fund is generally a management model with low risk and relatively stable income. It can be purchased at Alipay Fund and WeChat Finance. Basically, if there are risks, there will be no loss of principal, and the flexibility is good. Now the more common ones are Alipay's Yu 'ebao and WeChat's Xiao Qian Tong. Although the income is relatively low, the current interest rate is much higher than the bank interest rate, and it can be taken out and stored at any time, which is very convenient.
2. Low risk financial products
Low-risk wealth management products usually have a time limit. When choosing, investors can choose reasonable allocation according to their remaining funds. For example, if you have a sum of money on hand and don't use it for the last six months, buy a financial product for six months. If you have spare money for nearly three months, buy a wealth management product for three months.
3. National debt
Treasury bonds have a time to issue, but the interest rate of treasury bonds is generally higher than that of bank deposits. The risk of national debt is very low. As long as you don't withdraw your capital in advance, there is basically no loss.
4. Pure bond funds
The risk of pure debt bond fund is slightly higher than that of money fund, but the income is the same. Long-term holding, considerable income, no loss.