Medical insurance co-ordination generally ends every year at 65438+February 3 1, but it may also be different due to different regions or policies.
Medical insurance co-ordination refers to the collection of medical insurance expenses of all insured persons in a natural year, which is managed and used by the social insurance fund in a unified way. The end time of medical insurance is generally the same as the end time of natural year, that is, 65438+February 3 1 every year. Before this day, the insured need to pay medical insurance premiums in accordance with the regulations and enjoy the corresponding medical security benefits.
It should be noted that the overall medical insurance policy in different regions may be different, and the end time may also be different. Therefore, the insured person needs to know the medical insurance policy in the region, so as to pay the medical insurance fee in time and enjoy the medical security treatment.
Overall planning of medical insurance refers to the medical insurance premiums paid by all employers for employees in the overall planning area, after deducting personal accounts and raising funds. To put it simply, the medical insurance pooling fund belongs to all insured persons, which is stored in special accounts and earmarked for special purposes, and no unit or individual may misappropriate it.
The medical insurance fund includes:
1. The remaining part of the total payment of all insured units in the overall planning area is deducted from the personal account;
2. Financial subsidies;
3. Overall adjustment fund, namely balance adjustment fund.
The medical insurance pooling fund is mainly used for medical expenses such as hospitalization of insured persons, emergency rescue in non-designated hospitals, referral from different places (hospitals), resettlement in different places, and special disease clinics.
To sum up, medical insurance co-ordination generally ends on June 65438+February 3 1 every year, but it may also be different due to different regions or policies. Insured people need to know the medical insurance policy in their area, so as to pay medical insurance fees in time and enjoy medical security benefits.
Legal basis:
Article 33 of the Social Insurance Law of People's Republic of China (PRC) stipulates that employees should participate in the basic medical insurance for employees, and both employers and employees should pay the basic medical insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.
Article 34 of the Social Insurance Law of People's Republic of China (PRC) stipulates that social insurance agencies may sign service agreements with medical institutions and pharmaceutical business units to regulate medical service behavior according to the needs of management services. Medical institutions shall provide reasonable and necessary medical services for the insured.