2. The level of fund net worth is only a relative concept, mainly based on the analysis of fund managers' past performance, investment return ability, target location, industry and so on. For example, Fund A has a high net worth, but the main investment target of Fund A is technology stocks, which have performed well recently, so it is normal for the fund to have a high net worth. Although the net value of Fund B is low, the target of investment in recent days is mainly consumer stocks, so it is normal for the net value of Fund B to be low. At this time, it depends on whether the underlying stocks of Fund A and Fund B will continue the previous trend. If a fund continues to rise, it can continue to buy if its net worth is high. If fund A starts to pull back, it is very cost-effective to buy fund B at this time, because the more likely it is to rebound. Therefore, the net value of the fund is not as low as possible, nor is it as high as possible. Some fund managers' investment return ability is average, and the net value of funds has not changed much all the year round, which has no investment significance.
3. Many novices like to buy funds with low net worth for two main reasons:
1) they think that low-net-worth funds have gone up much more than high-net-worth funds, but have fallen less.
2) They think that with the same investment amount, low-net-worth foundations buy more shares and earn higher returns.
Calculation formula of fund unit net value Fund unit net value = fund net asset value/total fund share, and unit net value can be understood as 1 fund price, which is what we often call "unit price". For example, the current total share of Fund A is 100, the net assets are cash 100 yuan, and the unit net value is 1 yuan/share (100 yuan/100 shares). Assuming that the total fund share remains unchanged and the fund manager invests 65,438+000 yuan in cash to earn 20 yuan, the net assets of the fund will become 65,438+020 yuan, and the net value of the fund unit will become 65,438+0.2 yuan/share (65,438+020 yuan/65,438+000 shares). Therefore, whether the net value of the fund will rise or fall in the future mainly depends on the investment ability of the fund manager. The stronger the manager's investment ability, the more money he makes, and the net value of the fund will continue to rise.