First of all, I don't know what fund you bought. Under normal circumstances, if some funds invest in wealth management, they will not lose money if they are held for a long time, but the loss may be caused by our short-term holding or short-term operation. For example, as long as we buy some index funds with low P/E ratio, we can generally achieve an annualized rate of return of 10%, which has exceeded the shrinkage of funds caused by inflation. Here, based on my own experience, I have summarized some points for attention in buying funds and shared them with you, hoping to help you:

1, try to buy index funds.

I don't know if you know anything about index funds. Simply put, index fund means that a country puts some of the best companies in a basket, which reflects the operating conditions of these companies, and we buy the basket of these best companies, so it is safer to buy index funds and more reliable than some funds in other fields.

2. invest rather than speculate

If we want to make money through funds, then I suggest that we must understand investment from the perspective of investors rather than speculation, that is to say, we buy a company, which is the shareholder behind the company, rather than earning the difference by buying the price of the company, which is equivalent to a gambling behavior. Long-term gambling will definitely not make us make money.

3. Try to learn some investment skills.

Finally, I advise you not to trust some financial workers such as fund managers or investment managers as much as possible, because what we may not know is that they are assessed every quarter, and the criterion of assessment is whether we buy and sell frequently, that is to say, if we trust them, we will usually lose money, so if we want to make money, we must know some investment skills ourselves.