Money fund investment skills:
1. The money fund is an open-end fund, which invests in the money market, mainly investing in bonds, central bank bills, repurchase and other short-term wealth management products with high security, and the longest term cannot exceed 397 days.
2、? Money fund income is generally higher than the bank's time deposit interest rate, which can be redeemed at any time and confirmed by T+2. Therefore, the money fund is very suitable for units and individuals who pursue low risk, high liquidity and stable income.
3. To buy money funds, we should adhere to the principle of "buying old money without buying new money, buying high money without buying low money, and shorting is not long".
4. When purchasing money funds, priority should be given to the old funds, because after a period of operation, the performance of the old funds has become clear, but it will take time to verify whether the newly issued money funds can achieve good performance.
5. Investors should try to choose the type of high-yield monetary fund with the highest annual return. However, it should also be remembered that the Monetary Fund is more suitable for managing liquidity, short-term funds or temporary funds whose current use is difficult to determine. For the medium and long-term funds that have not been used for more than one year, we should choose financial products with higher returns such as treasury bonds, RMB financial management and bond funds.