You can understand bond funds as fund products with bonds as their main positions. There are many new products on the market, some are pure debt funds and some are mixed debt funds. But no matter what kind of fund products, the main positions of such products are bonds, and the types of bonds are corporate bonds and national bonds.
First of all, let me briefly talk about the more mainstream bond funds.
The mainstream bond funds are generally dominated by government bonds, and some bond funds also hold corporate bonds. If you want to get more return on investment, the fund products of corporate bonds will have higher return on investment, but it will also increase some investment risks. If you want to get a more stable return on investment, or even invest in bond funds as a means to avoid risks, you can choose to invest in bond funds mainly holding government bonds.
Second, you can also choose enhanced bond funds.
This is similar to our conventional understanding of index funds. We all know that index funds are mainly used to track market indexes. For those enhanced index funds, the fund manager will adjust the proportion of positions according to his own judgment, which will produce higher subjective initiative. For bond funds, if the fund manager can flexibly adjust the proportion of positions held by bond funds, the return on investment of the corresponding bond funds will obviously be higher.
Third, you can choose a bond fund with a balanced stock and debt.
Equity-debt rebalancing is an investment art. If you are not familiar with the operation of equity-debt rebalancing, you can choose a bond fund with equity-debt balance. I personally like this kind of fund products. Although the investment return of this bond fund is not as much as that of stock funds, its investment strategy is very stable, especially suitable for those small partners who want to invest steadily.
To sum up, the above three points are my answers to this question. If you don't understand anything, you can also leave me a message.