Securities investment fund is an indirect way of securities investment. By issuing fund shares, fund management companies concentrate investors' funds, which are managed by fund custodians (that is, qualified banks) and managed and used by fund managers to invest in financial instruments such as stocks and bonds, and then * * * bear the investment risks and share the benefits. To put it bluntly, experts help you manage your money. According to different investment objects, funds can be divided into: stock funds refer to investment funds that invest in stocks (the proportion of stock investment accounts for more than 60%); Bond funds refer to investment funds that invest in bonds (bond investment accounts for more than 80%); Hybrid fund means that the investment ratio of stocks and bonds is between the above two types of funds, which can be flexibly adjusted; Money market funds refer to investment funds that invest in short-term money market securities such as treasury bills, negotiable certificates of deposit of large banks, commercial bills and corporate bonds; There are many types of funds, and their classification is different. What people buy most now is stock funds, and use most of your money (investment) to invest in the stock market.