legal subjectivity:

1. The concept of medical insurance Medical insurance refers to a social insurance system that uses medical funds to ensure people's fair access to appropriate medical services through national legislation, in accordance with the principle of compulsory social insurance and the financing principle of "making ends meet, with a slight balance". In other words, medical insurance is a social security system that provides medical services or economic compensation by the state or society when workers are sick or injured. The publicly-funded medical care and labor insurance medical care established in the early 195s in China are collectively referred to as employee medical insurance. Second, how to pay the medical insurance fee (1) The collection department of the medical insurance institution accepts the "Declaration Form for the Change of Medical Insurance Payment Base" filled by the insured unit, and requires the following information: 1. Other information stipulated by the medical insurance institution. 2. Schedule of salary payment; 3. List of Increase and Decrease of Persons Participating in Medical Insurance (II) Payment Verification 1. The collection department of the medical insurance institution reviews the payment declaration verification form and relevant materials reported by the insured unit. After the examination and approval, the insured shall go through the formalities of approval or increase or decrease. 2. The collection and payment department of the medical insurance institution shall timely record the time of enrollment, current payment wages and other information for the newly-added insured persons according to the declaration and verification of payment. The collection department of the medical insurance institution shall verify the current payment base according to the declaration of the insured unit. 3. The collection and payment department of the medical insurance institution shall calculate the payable amount according to the approved current payment base and payment rate of the insured unit, and print out the Notice of Medical Insurance Payment, which will be fed back to the reporting unit and collected on this basis. (III) Fee Collection 1. Medical insurance institutions can collect fees through the bank where the "income household deposit" is opened, or by cheque, cash, wire transfer, cashier's check, etc., and issue special receipts. The financial management department of the medical insurance institution reconciles with the bank every month, and feeds back the receipt to the collection department. 2. The collection and payment department of the medical insurance institution shall, according to the payment of medical insurance premiums fed back by the financial management department, issue a "social insurance premium reminder notice" to the insured units that fail to pay medical insurance premiums in full or in time after the declaration. If it is not implemented within the time limit, it shall provide relevant information and materials to the administrative department of labor security, and the administrative department of labor security shall make corrections within a time limit. 3. Before 25th of each month, if the insured unit delays payment, it will be charged a late fee of 2‰ on a daily basis from the date of default. Can be paid in one lump sum for one month, one quarter, six months or one year. If it is paid quarterly or annually, it should be paid at the beginning of the quarter or the beginning of the year. Temporarily unable to pay, apply for holdover, holdover time shall not exceed 2 months. (IV) Payment of arrears 1. The insured unit shall pay the arrears according to the Notice of Payment of Social Insurance Fees or the payment agreement, and the collection department of the medical insurance institution shall accept it and notify the financial management department of the medical insurance institution to collect the money. 2, the bankrupt unit can not fully pay off the arrears, the medical insurance institution collection department accepts the application put forward by the bankruptcy liquidation group of the unit, and sends it to the audit and supervision department for processing. 3. The collection department of the medical insurance institution adjusts the arrears information of the insured unit according to the overdue arrears information from the financial management department and the verification information from the audit and supervision department. 4. According to the arrears of medical insurance, the collection department of medical insurance institutions establishes arrears data information, fills in the Notice of Payment of Social Insurance Premium, and notifies the insured units to pay the arrears. 5, due to financing difficulties, unable to pay off the arrears of the insured units in full, the collection department of medical insurance institutions and signed a social insurance payment agreement. In case of merger, division, bankruptcy, etc. of the defaulting unit, an overdue agreement shall be signed according to the following methods. (1) if the arrears unit is merged, it shall sign a payment agreement with the merging party. (2) If the arrears unit is separated, it shall sign a payment agreement with each branch. (3) If the defaulting unit enters bankruptcy proceedings, it shall sign a settlement agreement with the liquidation team. (4) if the unit is sold or leased by auction, it shall sign a payment agreement with the competent department. Legal objectivity:

First, it is conducive to improving labor productivity and promoting the development of production. Medical insurance is the inevitable result of social progress and production development. Conversely, the establishment and improvement of medical insurance system will further promote social progress and production development. On the one hand, medical insurance relieves the worries of workers and makes them work with peace of mind, which can improve labor productivity and promote the development of production; On the other hand, it also ensures the physical and mental health of workers and the normal reproduction of labor. The second is to adjust the income difference and reflect social fairness. Medical insurance is an important means for the government to redistribute income by collecting medical insurance premiums and paying medical insurance service fees to adjust income differences. The third is an important guarantee for maintaining social stability. Medical insurance helps sick workers financially, helps to eliminate social instability caused by diseases, and is an important social mechanism to adjust social relations and social contradictions. Fourth, it is an important means to promote social civilization and progress. The social system of medical insurance and social mutual assistance reflects a new social relationship of "one party is in trouble and all parties support" by sharing the risk of disease costs among the insured, which is conducive to promoting social civilization and progress. Fifth, it is an important guarantee to promote the reform of the economic system, especially the reform of state-owned enterprises. Reading: What does medical insurance mean? Medical insurance is an insurance to compensate the medical expenses caused by diseases. Social insurance in which employees are provided with necessary medical services or material assistance by society or enterprises due to illness, injury or childbirth. Such as free medical care and labor insurance medical care in China. The medical expenses of employees in China are shared by the state, units and individuals, so as to reduce the burden on enterprises and avoid waste. Medical insurance, like other types of insurance, also collects medical insurance premiums from people threatened by diseases in advance in the form of contracts and establishes medical insurance funds; When the insured falls ill and goes to a medical institution to see a doctor, the medical insurance institution will give him some economic compensation. According to the Medical Insurance Measures, the payment period of medical insurance includes the actual payment period of medical insurance and the deemed payment period, and the calculation method is as follows: (1) The actual payment period is the period when employees actually pay medical insurance premiums after the implementation of the Medical Insurance Measures. (two) as the payment period for the continuous service before the end of 1992 and January 1993 to the "medical insurance measures" before the implementation of the individual to pay the basic old-age insurance. Fifth, it is an important guarantee to promote the reform of the economic system, especially the reform of state-owned enterprises. Reading: What does medical insurance mean? Medical insurance is an insurance to compensate the medical expenses caused by diseases. Social insurance in which employees are provided with necessary medical services or material assistance by society or enterprises due to illness, injury or childbirth. Such as free medical care and labor insurance medical care in China. The medical expenses of employees in China are shared by the state, units and individuals, so as to reduce the burden on enterprises and avoid waste. Medical insurance, like other types of insurance, also collects medical insurance premiums from people threatened by diseases in advance in the form of contracts and establishes medical insurance funds; When the insured falls ill and goes to a medical institution to see a doctor, the medical insurance institution will give him some economic compensation. According to the Medical Insurance Measures, the payment period of medical insurance includes the actual payment period of medical insurance and the deemed payment period, and the calculation method is as follows: (1) The actual payment period is the period when employees actually pay medical insurance premiums after the implementation of the Medical Insurance Measures. (two) as the payment period for the continuous service before the end of 1992 and January 1993 to the "medical insurance measures" before the implementation of the individual to pay the basic old-age insurance.