The average bank's wealth management products are in the range of 100 days, and the annualized rate of return is around 4%-5%. The disadvantage is that 50,000 investment has certain requirements for funds.

2. Notice deposit

Notice deposit is another good choice, with flexible deposit and withdrawal and higher interest rate than demand deposit. There are two kinds of call deposits: 1 day call deposit and 7-day call deposit, and their interest rates are much higher than current deposits.

It should be reminded that the characteristic of notice deposit is that the bank must be notified in advance when withdrawing money. For example, a 7-day notice deposit must be notified to the bank 7 days in advance to agree to withdraw it, so as to enjoy the notice deposit interest rate. If there is no advance notice, it can only be calculated at the deposit interest rate.

Third, Yu 'ebao.

20 10 internet financial products have an annualized rate of return of around 4%-5%. The biggest feature is that the investment amount is unlimited, and you can withdraw from the daily interest calculation at any time.

Fourth, fund wealth management products

Among the fund wealth management products, the popular short-term wealth management product is the fixed investment product of the fund. After handling a bank card and opening an account, investors can deposit a certain amount to buy funds, and then they must deposit a certain amount into the bank card every month according to the contract. This short-term financial management product has low monthly deposit requirements and can obtain long-term income, thus achieving the purpose of financial management.

Verb (abbreviation of verb) P2P financial management

Among many short-term financial products, P2P online loan financing can be said to be the one with the highest income. The average income of the industry is between 8% and 20%, which is more than ten times that of bank demand deposits. You can invest in 65438+ 10, March, June and 65438+February, so this alone is enough to attract investors' attention. However, due to the rapid development of the online lending industry, there will be some informal online lending platforms. Therefore, when choosing a P2P online lending platform, we must be cautious and choose a platform with guaranteed loan investment funds.