1, bond investment
Bond investment refers to an investment method in which bond buyers (investors and creditors) invest capital in the form of buying bonds, charge fixed interest to bond issuers (borrowers and debtors), and recover the principal at maturity. The main investors of bonds are insurance companies, commercial banks, investment companies or investment banks, and various fund organizations.
Bonds can be divided into public bonds, corporate bonds and financial bonds according to the issuers. In addition, companies, enterprises and individuals can also put idle funds into bonds. Investors can buy bonds in a currency equivalent to the face value of bonds, charge interest at a certain interest rate, get income, and then recover the principal when the prescribed time limit comes.
2. Stock investment
Stock investment refers to the behavior of enterprises or individuals buying stocks with accumulated currency to obtain income. The income from stock investment consists of two parts: income and capital gains. Income and income refer to the dividends and bonus income that stock investors get in the company's profit distribution according to their share.
Stock investment is a high-risk investment. For example, State Street Investment pointed out that "the greater the risk, the greater the income." In other words, the greater the pressure. When investors set foot in stock investment, they must formulate feasible investment policies in light of their own actual conditions. This is essentially a question of determining personal asset portfolio, and investors should master the following two principles.
3. Fund investment
Fund investment is an indirect way of securities investment. By issuing fund shares, fund management companies concentrate investors' funds, which are managed by fund custodians (that is, qualified banks) and managed and used by fund managers to invest in financial instruments such as stocks and bonds, and then bear the investment risks and share the benefits.
Generally speaking, the securities investment fund is an investment tool that collects the funds of many investors and gives them to the bank for safekeeping, and the fund management company is responsible for investing in stocks, bonds and other securities in order to maintain and increase the value.
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