1. What is the purpose of establishing a social insurance system?
The purpose of establishing social insurance system is to ensure that relevant personnel can get welfare treatment, mainly to maintain social stability. Social insurance, referred to as social security for short, refers to a non-profit social security system with income redistribution function, which is jointly undertaken by government organizations, workers and employers. At present, the main items of social insurance in China include endowment insurance, medical insurance, unemployment insurance, maternity insurance and industrial injury insurance. Different types of insurance contain different contents. Medical insurance, for example, is to ensure that the insured get basic medical services.
Second, what is the social insurance system?
The so-called social insurance system refers to a system of social insurance policies and measures stipulated by law and implemented according to certain rules. The current social insurance system in China adheres to the principles of wide coverage, basic protection, multi-level and sustainability. The main purpose of formulating social insurance system is to protect people's basic livelihood, maintain social stability, promote economic development and enhance national welfare.
The basic elements of social insurance system mainly include social insurance parties, social insurance structure, conditions for enjoying social insurance benefits, calculation basis of social insurance benefits and overall planning of social insurance funds. The social insurance of general enterprises is shared by units and employees, while the social insurance of residents is borne by residents and subsidized by the government.
Social insurance benefits are the material or spiritual help enjoyed by social members according to the contents and standards stipulated in the social insurance system, including pension insurance benefits, medical insurance benefits, work injury insurance benefits, maternity insurance benefits and unemployment insurance benefits. But not everyone can enjoy social insurance benefits, only if certain conditions are met. For example, China's "Social Insurance Law" stipulates that unemployed people can receive unemployment insurance benefits from the unemployment insurance fund only if they meet the following conditions:
1, before unemployment, the employer and I have paid unemployment insurance premiums for one year;
2. Unintentional interruption of employment;
3, has been registered for unemployment, and there are job requirements.
In contemporary China, the establishment of social insurance in our country needs professionals to study and decide, because the establishment and perfection of social insurance system is very important for ordinary people and is also conducive to the social stability of our country.